This page lists the IFSC code, branch address, contact number and fund-transfer information for DBS Bank India Limited, VIRUDHUNAGAR branch in VIRUDHUNAGAR. The 11-digit IFSC DBSS0IN0797 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DBS Bank India Limited at the VIRUDHUNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DBS Bank India Limited – VIRUDHUNAGAR is DBSS0IN0797. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0797 map to this branch in VIRUDHUNAGAR, TAMIL NADU.
About DBS Bank India Limited
DBS Bank India Limited operates a wide network of branches across India, including the Virudhunagar branch in Virudhunagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DBSS0IN0797.
About the Virudhunagar branch
The Virudhunagar branch of DBS Bank India Limited is situated at NEAR LIC OF INDIA,VIRUDHUNAGAR NO.288,MADURAI ROAD,LAKSHMI COLONY,VIRUDHUNAGARVIRUDHUNAGAR ( M)626001TN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0797 is used.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Virudhunagar |
| IFSC Code | DBSS0IN0797 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR LIC OF INDIA,VIRUDHUNAGAR NO.288,MADURAI ROAD,LAKSHMI COLONY,VIRUDHUNAGARVIRUDHUNAGAR ( M)626001TN |
| City | Virudhunagar |
| District | Virudhunagar |
| State | Tamil Nadu |
| STD Code | 4562 |
| Phone | 243103 |
Why every DBS Bank India Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIRUDHUNAGAR of DBS Bank India Limited — its own 11-character IFSC. The code DBSS0IN0797 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DBSS0IN0797 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Virudhunagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0797 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC DBSS0IN0797
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0797 across all three.
NEFT to DBS Bank India Limited, VIRUDHUNAGAR using IFSC DBSS0IN0797
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DBSS0IN0797, and confirm that the system picks up DBS Bank India Limited – VIRUDHUNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIRUDHUNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's VIRUDHUNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0797 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to DBS Bank India Limited – VIRUDHUNAGAR, use IMPS. With IFSC DBSS0IN0797 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0797 for DBS Bank India Limited – VIRUDHUNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0797 | Yes – DBSS0IN0797 | Yes – DBSS0IN0797 |
For most retail customers crediting the Virudhunagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DBSS0IN0797
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – VIRUDHUNAGAR is still mapped to IFSC DBSS0IN0797. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0797 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Virudhunagar branch is mapped to IFSC DBSS0IN0797 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0797.
Products and services
Customers walking into the Virudhunagar branch can access most of DBS Bank India Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DBSS0IN0797
Digital banking channels
Most day-to-day work that customers used to do at the Virudhunagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0797 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Virudhunagar branch
The branch is located at NEAR LIC OF INDIA,VIRUDHUNAGAR NO.288,MADURAI ROAD,LAKSHMI COLONY,VIRUDHUNAGARVIRUDHUNAGAR ( M)626001TN, which puts it inside Virudhunagar, the broader Virudhunagar district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited Virudhunagar branch” — the verified location pin for IFSC DBSS0IN0797 should appear at the top of the results.
- Confirm the branch is open by calling 4562-243103 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0797 and your account number.
Common mistakes to avoid when using IFSC DBSS0IN0797
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – VIRUDHUNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0797. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Virudhunagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0797, however, work 24x7.
Verifying IFSC DBSS0IN0797 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0797 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4562-243103.
- Visiting the bank's official branch locator page.
Branch address & contact
DBS Bank India LimitedVirudhunagar Branch
NEAR LIC OF INDIA,VIRUDHUNAGAR NO.288,MADURAI ROAD,LAKSHMI COLONY,VIRUDHUNAGARVIRUDHUNAGAR ( M)626001TN
Virudhunagar, Tamil Nadu
Phone: 4562-243103
IFSC: DBSS0IN0797
Frequently asked questions
What is the phone number of DBS Bank India Limited Virudhunagar branch?
You can reach the branch at 4562-243103 during regular banking hours.
How quickly will an NEFT transfer using DBSS0IN0797 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Virudhunagar reflect within 30 minutes.
How do I add DBS Bank India Limited Virudhunagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0797, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DBSS0IN0797 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0797 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is DBS Bank India Limited Virudhunagar branch located?
DBS Bank India Limited's Virudhunagar branch is located at NEAR LIC OF INDIA,VIRUDHUNAGAR NO.288,MADURAI ROAD,LAKSHMI COLONY,VIRUDHUNAGARVIRUDHUNAGAR ( M)626001TN, Virudhunagar, Tamil Nadu.
Does DBS Bank India Limited Virudhunagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4562-243103 to confirm.
Final notes
To recap: DBSS0IN0797 is the IFSC code of DBS Bank India Limited, VIRUDHUNAGAR branch, in VIRUDHUNAGAR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
