IFSC Code of DBS Bank India Limited, Sirumayangudi Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to DBS Bank India Limited's SIRUMAYANGUDI branch in SIRUMAYANGUDI, TAMIL NADU. The branch's IFSC code DBSS0IN0470 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for DBS Bank India Limited – SIRUMAYANGUDI is DBSS0IN0470. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0470 map to this branch in SIRUMAYANGUDI, TAMIL NADU.

About DBS Bank India Limited

DBS Bank India Limited operates a wide network of branches across India, including the Sirumayangudi branch in Sirumayangudi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DBSS0IN0470.

About this branch

The branch is located at SIRUMAYANGUDI,LALGUDI ( TK ) NO.4/5-A,SIRUMAYANGUDI ( EAST ) SIRUMAYANGUDI ( EAST)SIRUMAYANGUDI ( EAST)621706TN. It serves the Sirumayangudi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DBS Bank India Limited. The IFSC DBSS0IN0470 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's SIRUMAYANGUDI branch came to be assigned the code DBSS0IN0470.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0470, money simply cannot be routed to the SIRUMAYANGUDI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sirumayangudi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0470 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC DBSS0IN0470

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0470 across all three.

NEFT to DBS Bank India Limited, SIRUMAYANGUDI using IFSC DBSS0IN0470

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DBSS0IN0470, and confirm that the system picks up DBS Bank India Limited – SIRUMAYANGUDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIRUMAYANGUDI

If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's SIRUMAYANGUDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0470 while initiating the transfer and the credit will appear within minutes.

IMPS to DBS Bank India Limited SIRUMAYANGUDI (IFSC DBSS0IN0470)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0470 in your mobile or internet banking app, and the money is credited to the SIRUMAYANGUDI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sirumayangudi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DBSS0IN0470:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIRUMAYANGUDI is still linked to IFSC DBSS0IN0470.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DBS Bank India Limited's SIRUMAYANGUDI branch, the IFSC DBSS0IN0470 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sirumayangudi branch is mapped to IFSC DBSS0IN0470 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0470.

Products and services

Customers walking into the Sirumayangudi branch can access most of DBS Bank India Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DBSS0IN0470

Digital banking channels

Most day-to-day work that customers used to do at the Sirumayangudi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0470 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Sirumayangudi branch

The branch is located at SIRUMAYANGUDI,LALGUDI ( TK ) NO.4/5-A,SIRUMAYANGUDI ( EAST ) SIRUMAYANGUDI ( EAST)SIRUMAYANGUDI ( EAST)621706TN, which puts it inside Sirumayangudi, the broader Tiruchirapalli district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “DBS Bank India Limited Sirumayangudi branch” — the verified location pin for IFSC DBSS0IN0470 should appear at the top of the results.
2. Confirm the branch is open by calling 431-2902222 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0470 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – SIRUMAYANGUDI:

• The IFSC is exactly DBSS0IN0470 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DBS Bank India Limited as the bank name and SIRUMAYANGUDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sirumayangudi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0470, however, work 24x7.

Verifying IFSC DBSS0IN0470 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0470 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 431-2902222.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: DBSS0IN0470 is the IFSC code of DBS Bank India Limited, SIRUMAYANGUDI branch, in SIRUMAYANGUDI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.