Below are the complete branch details for DBS Bank India Limited, PERAVURANI branch, located in PERAVURANI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is DBSS0IN0538. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DBSS0IN0538 for DBS Bank India Limited – PERAVURANI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DBS Bank India Limited's PERAVURANI branch, the IFSC DBSS0IN0538 breaks down as follows: DBSS identifies the bank, 0 is the reserved character, and IN0538 identifies this particular branch.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Peravurani |
| IFSC Code | DBSS0IN0538 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD,DOOR NO.253-31,DGL TOWER,PERAVURANIPERAVURANI ( TP)614804TN |
| City | Peravurani |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 4373 |
| Phone | 232447 |
About DBS Bank India Limited
DBS Bank India Limited operates a wide network of branches across India, including the Peravurani branch in Peravurani. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DBSS0IN0538.
About the Peravurani branch
The Peravurani branch of DBS Bank India Limited is situated at MAIN ROAD,DOOR NO.253-31,DGL TOWER,PERAVURANIPERAVURANI ( TP)614804TN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0538 is used.
Why every DBS Bank India Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PERAVURANI of DBS Bank India Limited — its own 11-character IFSC. The code DBSS0IN0538 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DBSS0IN0538 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC DBSS0IN0538
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0538 across all three.
How to use IFSC DBSS0IN0538 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's PERAVURANI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0538.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as PERAVURANI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PERAVURANI
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's PERAVURANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0538 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to DBS Bank India Limited – PERAVURANI, use IMPS. With IFSC DBSS0IN0538 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Peravurani
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DBSS0IN0538:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PERAVURANI is still linked to IFSC DBSS0IN0538.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC DBSS0IN0538
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – PERAVURANI is still mapped to IFSC DBSS0IN0538. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0538 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Peravurani branch is mapped to IFSC DBSS0IN0538 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0538.
Banking services available
The Peravurani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4373-232447.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0538
MICR & cheque-truncation details
Cheques drawn on the Peravurani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0538 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Peravurani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0538 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC DBSS0IN0538
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – PERAVURANI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0538. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Peravurani branch sits at MAIN ROAD,DOOR NO.253-31,DGL TOWER,PERAVURANIPERAVURANI ( TP)614804TN. If you are travelling from outside Peravurani, search for the branch on a maps application using the bank name and locality, or call 4373-232447 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DBSS0IN0538 and your account number.
Verifying IFSC DBSS0IN0538 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0538 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4373-232447.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Peravurani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0538, however, work 24x7.
Branch address & contact
DBS Bank India LimitedPeravurani Branch
MAIN ROAD,DOOR NO.253-31,DGL TOWER,PERAVURANIPERAVURANI ( TP)614804TN
Peravurani, Tamil Nadu
Phone: 4373-232447
IFSC: DBSS0IN0538
Frequently asked questions
Does DBS Bank India Limited Peravurani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4373-232447 to confirm.
What is the IFSC code of DBS Bank India Limited Peravurani branch?
The IFSC code of DBS Bank India Limited, Peravurani branch is DBSS0IN0538. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC DBSS0IN0538 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0538 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Peravurani branch but serve different purposes.
How do I add DBS Bank India Limited Peravurani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0538, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DBSS0IN0538 the same for all accounts at Peravurani branch?
Yes. The IFSC DBSS0IN0538 is shared by every account held at DBS Bank India Limited's Peravurani branch. Only the account number changes from customer to customer.
What is the phone number of DBS Bank India Limited Peravurani branch?
You can reach the branch at 4373-232447 during regular banking hours.
How quickly will an NEFT transfer using DBSS0IN0538 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Peravurani reflect within 30 minutes.
Summary
The IFSC code DBSS0IN0538 belongs to DBS Bank India Limited's PERAVURANI branch, located at MAIN ROAD,DOOR NO.253-31,DGL TOWER,PERAVURANIPERAVURANI ( TP)614804TN in PERAVURANI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
