IFSC Code of DBS Bank India Limited, Mahavir Nagar - Dl Branch, Delhi

Use this page as a one-stop reference for everything related to DBS Bank India Limited's MAHAVIR NAGAR - DL branch in NEW DL, DELHI. The branch's IFSC code DBSS0IN0478 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DBSS0IN0478 is the IFSC of DBS Bank India Limited's MAHAVIR NAGAR - DL branch. The format is fixed: DBSS = bank code, 0 = reserved, IN0478 = branch identifier.

Branch details at a glance

Bank profile

DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mahavir Nagar - Dl branch — IFSC DBSS0IN0478 — extends the bank's services to customers in and around New Dl, Delhi.

About the Mahavir Nagar - Dl branch

The Mahavir Nagar - Dl branch of DBS Bank India Limited is situated at MAHAVIR NAGAR,NEW DL WZ-GS ( S-4/68),MAHAVIR NAGAR,NEW DLNEW DL110018NCT OF DL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0478 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's MAHAVIR NAGAR - DL branch came to be assigned the code DBSS0IN0478.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0478, money simply cannot be routed to the MAHAVIR NAGAR - DL branch electronically.

How to transfer money using IFSC DBSS0IN0478

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0478 across all three.

How to use IFSC DBSS0IN0478 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's MAHAVIR NAGAR - DL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DBSS0IN0478.
4. Confirm the bank name auto-populates as DBS Bank India Limited and the branch as MAHAVIR NAGAR - DL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MAHAVIR NAGAR - DL

If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's MAHAVIR NAGAR - DL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0478 while initiating the transfer and the credit will appear within minutes.

IMPS to DBS Bank India Limited MAHAVIR NAGAR - DL (IFSC DBSS0IN0478)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0478 in your mobile or internet banking app, and the money is credited to the MAHAVIR NAGAR - DL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DBSS0IN0478 for DBS Bank India Limited – MAHAVIR NAGAR - DL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahavir Nagar - Dl branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DBSS0IN0478

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – MAHAVIR NAGAR - DL is still mapped to IFSC DBSS0IN0478. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0478 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mahavir Nagar - Dl branch is mapped to IFSC DBSS0IN0478 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0478.

Products and services

Customers walking into the Mahavir Nagar - Dl branch can access most of DBS Bank India Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DBSS0IN0478

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0478 and the account number together uniquely identify the Mahavir Nagar - Dl branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Mahavir Nagar - Dl branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0478 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – MAHAVIR NAGAR - DL:

• The IFSC is exactly DBSS0IN0478 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DBS Bank India Limited as the bank name and MAHAVIR NAGAR - DL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mahavir Nagar - Dl branch

The branch is located at MAHAVIR NAGAR,NEW DL WZ-GS ( S-4/68),MAHAVIR NAGAR,NEW DLNEW DL110018NCT OF DL, which puts it inside New Dl, the broader New Dl district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “DBS Bank India Limited Mahavir Nagar - Dl branch” — the verified location pin for IFSC DBSS0IN0478 should appear at the top of the results.
2. Confirm the branch is open by calling 11-25997124 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0478 and your account number.

Verifying IFSC DBSS0IN0478 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0478 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-25997124.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mahavir Nagar - Dl are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DBSS0IN0478 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DBSS0IN0478 belongs to DBS Bank India Limited's MAHAVIR NAGAR - DL branch, located at MAHAVIR NAGAR,NEW DL WZ-GS ( S-4/68),MAHAVIR NAGAR,NEW DLNEW DL110018NCT OF DL in NEW DL, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.