If you are searching for the IFSC code of DBS Bank India Limited, NASHIK branch in NASIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DBSS0IN0494. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NASHIK branch, and detailed step-by-step guides for using the IFSC DBSS0IN0494 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DBSS0IN0494 is the IFSC of DBS Bank India Limited's NASHIK branch. The format is fixed: DBSS = bank code, 0 = reserved, IN0494 = branch identifier.
Bank profile
DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nashik branch — IFSC DBSS0IN0494 — extends the bank's services to customers in and around Nasik, Maharashtra.
About the Nashik branch
The Nashik branch of DBS Bank India Limited is situated at UTTAM TOWER, GROUND FLOOR WITH MEZZANINE, SHOP 1 FIRST FLOOR, OFFICE NO. 1, PLOT NO. 1 AND 2, BESIDE ST.ANDREWS CHURCH, SHARANPUR LINK ROAD, NASIK- 422005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0494 is used.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Nashik |
| IFSC Code | DBSS0IN0494 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UTTAM TOWER, GROUND FLOOR WITH MEZZANINE, SHOP 1 FIRST FLOOR, OFFICE NO. 1, PLOT NO. 1 AND 2, BESIDE ST.ANDREWS CHURCH, SHARANPUR LINK ROAD, NASIK- 422005 |
| City | Nasik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 253 |
| Phone | 7798911177 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's NASHIK branch came to be assigned the code DBSS0IN0494.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0494, money simply cannot be routed to the NASHIK branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0494 and the account number together uniquely identify the Nashik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DBSS0IN0494
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0494 across all three.
How to use IFSC DBSS0IN0494 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's NASHIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0494.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as NASHIK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NASHIK
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's NASHIK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0494 while initiating the transfer and the credit will appear within minutes.
IMPS to DBS Bank India Limited NASHIK (IFSC DBSS0IN0494)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0494 in your mobile or internet banking app, and the money is credited to the NASHIK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nashik
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DBSS0IN0494:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NASHIK is still linked to IFSC DBSS0IN0494.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC DBSS0IN0494
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – NASHIK is still mapped to IFSC DBSS0IN0494. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0494 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nashik branch
Once you have an account at DBS Bank India Limited – NASHIK, the IFSC DBSS0IN0494 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nashik branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-7798911177.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0494
Online banking and IFSC DBSS0IN0494
DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the NASHIK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0494 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Nashik branch
The branch is located at UTTAM TOWER, GROUND FLOOR WITH MEZZANINE, SHOP 1 FIRST FLOOR, OFFICE NO. 1, PLOT NO. 1 AND 2, BESIDE ST.ANDREWS CHURCH, SHARANPUR LINK ROAD, NASIK- 422005, which puts it inside Nasik, the broader Nasik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited Nashik branch” — the verified location pin for IFSC DBSS0IN0494 should appear at the top of the results.
- Confirm the branch is open by calling 253-7798911177 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0494 and your account number.
Common mistakes to avoid when using IFSC DBSS0IN0494
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – NASHIK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0494. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nashik branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0494, however, work 24x7.
Verifying IFSC DBSS0IN0494 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0494 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 253-7798911177.
- Visiting the bank's official branch locator page.
Branch address & contact
DBS Bank India LimitedNashik Branch
UTTAM TOWER, GROUND FLOOR WITH MEZZANINE, SHOP 1 FIRST FLOOR, OFFICE NO. 1, PLOT NO. 1 AND 2, BESIDE ST.ANDREWS CHURCH, SHARANPUR LINK ROAD, NASIK- 422005
Nasik, Maharashtra
Phone: 253-7798911177
IFSC: DBSS0IN0494
Frequently asked questions
Where is DBS Bank India Limited Nashik branch located?
DBS Bank India Limited's Nashik branch is located at UTTAM TOWER, GROUND FLOOR WITH MEZZANINE, SHOP 1 FIRST FLOOR, OFFICE NO. 1, PLOT NO. 1 AND 2, BESIDE ST.ANDREWS CHURCH, SHARANPUR LINK ROAD, NASIK- 422005, Nasik, Maharashtra.
Is IFSC DBSS0IN0494 the same for all accounts at Nashik branch?
Yes. The IFSC DBSS0IN0494 is shared by every account held at DBS Bank India Limited's Nashik branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nashik branch but serve different purposes.
What is the IFSC code of DBS Bank India Limited Nashik branch?
The IFSC code of DBS Bank India Limited, Nashik branch is DBSS0IN0494. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC DBSS0IN0494 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0494 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add DBS Bank India Limited Nashik as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0494, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of DBS Bank India Limited Nashik branch?
You can reach the branch at 253-7798911177 during regular banking hours.
How quickly will an NEFT transfer using DBSS0IN0494 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Nashik reflect within 30 minutes.
Summary
The IFSC code DBSS0IN0494 belongs to DBS Bank India Limited's NASHIK branch, located at UTTAM TOWER, GROUND FLOOR WITH MEZZANINE, SHOP 1 FIRST FLOOR, OFFICE NO. 1,… in NASIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
