Use this page as a one-stop reference for everything related to DBS Bank India Limited's METTUR DAM branch in METTUR, TAMIL NADU. The branch's IFSC code DBSS0IN0462 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DBS Bank India Limited – METTUR DAM is DBSS0IN0462. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0462 map to this branch in METTUR, TAMIL NADU.
About the bank
DBS Bank India Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mettur Dam branch in Mettur, Tamil Nadu is part of this network and uses the IFSC code DBSS0IN0462 for all electronic settlement.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Mettur Dam |
| IFSC Code | DBSS0IN0462 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SQUARE MARKET ROAD 24/7,MADHAVI COMPLEX METTUR DAMMETTUR ( M)636401TN |
| City | Mettur |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 4298 |
| Phone | 244738 |
About this branch
The branch is located at SQUARE MARKET ROAD 24/7,MADHAVI COMPLEX METTUR DAMMETTUR ( M)636401TN. It serves the Mettur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DBS Bank India Limited. The IFSC DBSS0IN0462 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's METTUR DAM branch came to be assigned the code DBSS0IN0462.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0462, money simply cannot be routed to the METTUR DAM branch electronically.
Products and account variants supported
Every account opened at the Mettur Dam branch is mapped to IFSC DBSS0IN0462 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0462.
Banking services available
The Mettur Dam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4298-244738.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0462
How to transfer money using IFSC DBSS0IN0462
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0462 across all three.
How to use IFSC DBSS0IN0462 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's METTUR DAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0462.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as METTUR DAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to METTUR DAM
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's METTUR DAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0462 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to DBS Bank India Limited – METTUR DAM, use IMPS. With IFSC DBSS0IN0462 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0462 for DBS Bank India Limited – METTUR DAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0462 | Yes – DBSS0IN0462 | Yes – DBSS0IN0462 |
For most retail customers crediting the Mettur Dam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DBS Bank India Limited's METTUR DAM branch, the IFSC DBSS0IN0462 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Mettur Dam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0462 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0462 and the account number together uniquely identify the Mettur Dam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – METTUR DAM:
- The IFSC is exactly DBSS0IN0462 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DBS Bank India Limited as the bank name and METTUR DAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mettur Dam branch
The branch is located at SQUARE MARKET ROAD 24/7,MADHAVI COMPLEX METTUR DAMMETTUR ( M)636401TN, which puts it inside Mettur, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited Mettur Dam branch” — the verified location pin for IFSC DBSS0IN0462 should appear at the top of the results.
- Confirm the branch is open by calling 4298-244738 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0462 and your account number.
Verifying IFSC DBSS0IN0462 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0462 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4298-244738.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mettur Dam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DBSS0IN0462 continue to work without interruption.
Branch address & contact
DBS Bank India LimitedMettur Dam Branch
SQUARE MARKET ROAD 24/7,MADHAVI COMPLEX METTUR DAMMETTUR ( M)636401TN
Mettur, Tamil Nadu
Phone: 4298-244738
IFSC: DBSS0IN0462
Frequently asked questions
What is the IFSC code of DBS Bank India Limited Mettur Dam branch?
The IFSC code of DBS Bank India Limited, Mettur Dam branch is DBSS0IN0462. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add DBS Bank India Limited Mettur Dam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0462, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mettur Dam branch but serve different purposes.
Does DBS Bank India Limited Mettur Dam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4298-244738 to confirm.
Can I use IFSC DBSS0IN0462 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0462 to send funds instantly.
Is IFSC DBSS0IN0462 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0462 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of DBS Bank India Limited Mettur Dam branch?
You can reach the branch at 4298-244738 during regular banking hours.
How quickly will an NEFT transfer using DBSS0IN0462 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Mettur Dam reflect within 30 minutes.
Summary
The IFSC code DBSS0IN0462 belongs to DBS Bank India Limited's METTUR DAM branch, located at SQUARE MARKET ROAD 24/7,MADHAVI COMPLEX METTUR DAMMETTUR ( M)636401TN in METTUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
