Use this page as a one-stop reference for everything related to DBS Bank India Limited's MAYILADUTHURAI branch in MAYURAM, TAMIL NADU. The branch's IFSC code DBSS0IN0456 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DBS Bank India Limited – MAYILADUTHURAI is DBSS0IN0456. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0456 map to this branch in MAYURAM, TAMIL NADU.
About the bank
DBS Bank India Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mayiladuthurai branch in Mayuram, Tamil Nadu is part of this network and uses the IFSC code DBSS0IN0456 for all electronic settlement.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Mayiladuthurai |
| IFSC Code | DBSS0IN0456 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.2 ROAD,NO.123-124,GANDHI ROAD MAYILADUTHURAIMAYILADUTHURAI ( M)609001TN |
| City | Mayuram |
| District | Nagapattinam |
| State | Tamil Nadu |
| STD Code | 4364 |
| Phone | 223296 |
About the Mayiladuthurai branch
The Mayiladuthurai branch of DBS Bank India Limited is situated at NO.2 ROAD,NO.123-124,GANDHI ROAD MAYILADUTHURAIMAYILADUTHURAI ( M)609001TN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0456 is used.
Why every DBS Bank India Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAYILADUTHURAI of DBS Bank India Limited — its own 11-character IFSC. The code DBSS0IN0456 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DBSS0IN0456 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Mayiladuthurai branch
Once you have an account at DBS Bank India Limited – MAYILADUTHURAI, the IFSC DBSS0IN0456 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mayiladuthurai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4364-223296.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0456
How to transfer money using IFSC DBSS0IN0456
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0456 across all three.
How to use IFSC DBSS0IN0456 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's MAYILADUTHURAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0456.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as MAYILADUTHURAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MAYILADUTHURAI
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's MAYILADUTHURAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0456 while initiating the transfer and the credit will appear within minutes.
IMPS to DBS Bank India Limited MAYILADUTHURAI (IFSC DBSS0IN0456)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0456 in your mobile or internet banking app, and the money is credited to the MAYILADUTHURAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mayiladuthurai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DBSS0IN0456:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAYILADUTHURAI is still linked to IFSC DBSS0IN0456.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC DBSS0IN0456
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – MAYILADUTHURAI is still mapped to IFSC DBSS0IN0456. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0456 and the beneficiary's account number to complete the transfer.
Online banking and IFSC DBSS0IN0456
DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the MAYILADUTHURAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0456 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mayiladuthurai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0456 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – MAYILADUTHURAI:
- The IFSC is exactly DBSS0IN0456 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DBS Bank India Limited as the bank name and MAYILADUTHURAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mayiladuthurai branch sits at NO.2 ROAD,NO.123-124,GANDHI ROAD MAYILADUTHURAIMAYILADUTHURAI ( M)609001TN. If you are travelling from outside Mayuram, search for the branch on a maps application using the bank name and locality, or call 4364-223296 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DBSS0IN0456 and your account number.
Verifying IFSC DBSS0IN0456 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0456 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4364-223296.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mayiladuthurai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0456, however, work 24x7.
Branch address & contact
DBS Bank India LimitedMayiladuthurai Branch
NO.2 ROAD,NO.123-124,GANDHI ROAD MAYILADUTHURAIMAYILADUTHURAI ( M)609001TN
Mayuram, Tamil Nadu
Phone: 4364-223296
IFSC: DBSS0IN0456
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mayiladuthurai branch but serve different purposes.
Can I use IFSC DBSS0IN0456 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0456 to send funds instantly.
How do I add DBS Bank India Limited Mayiladuthurai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0456, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DBSS0IN0456 the same for all accounts at Mayiladuthurai branch?
Yes. The IFSC DBSS0IN0456 is shared by every account held at DBS Bank India Limited's Mayiladuthurai branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using DBSS0IN0456 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Mayiladuthurai reflect within 30 minutes.
Is IFSC DBSS0IN0456 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0456 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of DBS Bank India Limited Mayiladuthurai branch?
You can reach the branch at 4364-223296 during regular banking hours.
Does DBS Bank India Limited Mayiladuthurai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4364-223296 to confirm.
Final notes
To recap: DBSS0IN0456 is the IFSC code of DBS Bank India Limited, MAYILADUTHURAI branch, in MAYURAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
