This page lists the IFSC code, branch address, contact number and fund-transfer information for DBS Bank India Limited, DANWAD branch in KOLHAPUR. The 11-digit IFSC DBSS0IN0905 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DBS Bank India Limited at the DANWAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DBS Bank India Limited – DANWAD is DBSS0IN0905. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0905 map to this branch in KOLHAPUR, MAHARASHTRA.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Danwad |
| IFSC Code | DBSS0IN0905 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR GRAM PANCHAYAT,MAIN ROAD,DANWAD VILLAGE,TALUKA-SHIROL,DISTRICT-KOLHAPUR,PIN-416107 |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 231 |
| Phone | 3050100 |
About the bank
DBS Bank India Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Danwad branch in Kolhapur, Maharashtra is part of this network and uses the IFSC code DBSS0IN0905 for all electronic settlement.
About the Danwad branch
The Danwad branch of DBS Bank India Limited is situated at NEAR GRAM PANCHAYAT,MAIN ROAD,DANWAD VILLAGE,TALUKA-SHIROL,DISTRICT-KOLHAPUR,PIN-416107. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0905 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's DANWAD branch came to be assigned the code DBSS0IN0905.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0905, money simply cannot be routed to the DANWAD branch electronically.
How to transfer money using IFSC DBSS0IN0905
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0905 across all three.
How to use IFSC DBSS0IN0905 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's DANWAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0905.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as DANWAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DANWAD
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's DANWAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0905 while initiating the transfer and the credit will appear within minutes.
IMPS to DBS Bank India Limited DANWAD (IFSC DBSS0IN0905)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0905 in your mobile or internet banking app, and the money is credited to the DANWAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0905 for DBS Bank India Limited – DANWAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0905 | Yes – DBSS0IN0905 | Yes – DBSS0IN0905 |
For most retail customers crediting the Danwad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DBSS0IN0905
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – DANWAD is still mapped to IFSC DBSS0IN0905. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0905 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Danwad branch is mapped to IFSC DBSS0IN0905 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0905.
Banking services available
The Danwad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-3050100.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0905
MICR & cheque-truncation details
Cheques drawn on the Danwad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0905 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC DBSS0IN0905
DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the DANWAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0905 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC DBSS0IN0905
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – DANWAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0905. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Danwad branch
The branch is located at NEAR GRAM PANCHAYAT,MAIN ROAD,DANWAD VILLAGE,TALUKA-SHIROL,DISTRICT-KOLHAPUR,PIN-416107, which puts it inside Kolhapur, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited Danwad branch” — the verified location pin for IFSC DBSS0IN0905 should appear at the top of the results.
- Confirm the branch is open by calling 231-3050100 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0905 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DBSS0IN0905 for DBS Bank India Limited – DANWAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Danwad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0905, however, work 24x7.
Branch address & contact
DBS Bank India LimitedDanwad Branch
NEAR GRAM PANCHAYAT,MAIN ROAD,DANWAD VILLAGE,TALUKA-SHIROL,DISTRICT-KOLHAPUR,PIN-416107
Kolhapur, Maharashtra
Phone: 231-3050100
IFSC: DBSS0IN0905
Frequently asked questions
How do I add DBS Bank India Limited Danwad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0905, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of DBS Bank India Limited Danwad branch?
You can reach the branch at 231-3050100 during regular banking hours.
Is IFSC DBSS0IN0905 the same for all accounts at Danwad branch?
Yes. The IFSC DBSS0IN0905 is shared by every account held at DBS Bank India Limited's Danwad branch. Only the account number changes from customer to customer.
Where is DBS Bank India Limited Danwad branch located?
DBS Bank India Limited's Danwad branch is located at NEAR GRAM PANCHAYAT,MAIN ROAD,DANWAD VILLAGE,TALUKA-SHIROL,DISTRICT-KOLHAPUR,PIN-416107, Kolhapur, Maharashtra.
Is IFSC DBSS0IN0905 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0905 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of DBS Bank India Limited Danwad branch?
The IFSC code of DBS Bank India Limited, Danwad branch is DBSS0IN0905. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using DBSS0IN0905 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Danwad reflect within 30 minutes.
Can I use IFSC DBSS0IN0905 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0905 to send funds instantly.
Final notes
To recap: DBSS0IN0905 is the IFSC code of DBS Bank India Limited, DANWAD branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
