IFSC Code of DBS Bank India Limited, Venkatakrishnapuram Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to DBS Bank India Limited's VENKATAKRISHNAPURAM branch in KARUR, TAMIL NADU. The branch's IFSC code DBSS0IN0806 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for DBS Bank India Limited – VENKATAKRISHNAPURAM is DBSS0IN0806. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0806 map to this branch in KARUR, TAMIL NADU.

Branch details at a glance

About DBS Bank India Limited

DBS Bank India Limited operates a wide network of branches across India, including the Venkatakrishnapuram branch in Karur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DBSS0IN0806.

Venkatakrishnapuram branch overview

Located at VENKATAKRISHNAPURAM,NO.1/96,ARIYALUR ( TK)VALAJANAGARAM621704TN, the Venkatakrishnapuram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DBSS0IN0806 is required for all interbank electronic transfers routed through this branch.

Why every DBS Bank India Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VENKATAKRISHNAPURAM of DBS Bank India Limited — its own 11-character IFSC. The code DBSS0IN0806 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DBSS0IN0806 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DBSS0IN0806

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0806 across all three.

How to use IFSC DBSS0IN0806 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's VENKATAKRISHNAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DBSS0IN0806.
4. Confirm the bank name auto-populates as DBS Bank India Limited and the branch as VENKATAKRISHNAPURAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DBSS0IN0806

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DBS Bank India Limited – VENKATAKRISHNAPURAM, ensure your bank's portal accepts IFSC DBSS0IN0806 while registering the beneficiary. RTGS is also available 24x7.

IMPS to DBS Bank India Limited VENKATAKRISHNAPURAM (IFSC DBSS0IN0806)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0806 in your mobile or internet banking app, and the money is credited to the VENKATAKRISHNAPURAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Venkatakrishnapuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DBSS0IN0806:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VENKATAKRISHNAPURAM is still linked to IFSC DBSS0IN0806.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DBS Bank India Limited's VENKATAKRISHNAPURAM branch, the IFSC DBSS0IN0806 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Venkatakrishnapuram branch is mapped to IFSC DBSS0IN0806 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0806.

Banking services available

The Venkatakrishnapuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4329-222040.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0806

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0806 and the account number together uniquely identify the Venkatakrishnapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DBSS0IN0806

DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the VENKATAKRISHNAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0806 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – VENKATAKRISHNAPURAM:

• The IFSC is exactly DBSS0IN0806 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DBS Bank India Limited as the bank name and VENKATAKRISHNAPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Venkatakrishnapuram branch sits at VENKATAKRISHNAPURAM,NO.1/96,ARIYALUR ( TK)VALAJANAGARAM621704TN. If you are travelling from outside Karur, search for the branch on a maps application using the bank name and locality, or call 4329-222040 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DBSS0IN0806 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DBSS0IN0806 for DBS Bank India Limited – VENKATAKRISHNAPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Venkatakrishnapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0806, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DBSS0IN0806 belongs to DBS Bank India Limited's VENKATAKRISHNAPURAM branch, located at VENKATAKRISHNAPURAM,NO.1/96,ARIYALUR ( TK)VALAJANAGARAM621704TN in KARUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.