Use this page as a one-stop reference for everything related to DBS Bank India Limited's CUDDAPAH branch in CUDDAPAH, ANDHRA PRADESH. The branch's IFSC code DBSS0IN0206 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DBSS0IN0206 is the IFSC of DBS Bank India Limited's CUDDAPAH branch. The format is fixed: DBSS = bank code, 0 = reserved, IN0206 = branch identifier.
Bank profile
DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Cuddapah branch — IFSC DBSS0IN0206 — extends the bank's services to customers in and around Cuddapah, Andhra Pradesh.
About this branch
The branch is located at TRUNK ROAD NO.5/526,527(OLD ) CUDDAPAHCUDDAPAH516001AP. It serves the Cuddapah region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DBS Bank India Limited. The IFSC DBSS0IN0206 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Cuddapah |
| IFSC Code | DBSS0IN0206 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TRUNK ROAD NO.5/526,527(OLD ) CUDDAPAHCUDDAPAH516001AP |
| City | Cuddapah |
| District | Cuddapah |
| State | Andhra Pradesh |
| STD Code | 8562 |
| Phone | 244918 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's CUDDAPAH branch came to be assigned the code DBSS0IN0206.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0206, money simply cannot be routed to the CUDDAPAH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0206 and the account number together uniquely identify the Cuddapah branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DBSS0IN0206
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0206 across all three.
How to use IFSC DBSS0IN0206 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's CUDDAPAH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0206.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as CUDDAPAH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DBSS0IN0206
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DBS Bank India Limited – CUDDAPAH, ensure your bank's portal accepts IFSC DBSS0IN0206 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DBS Bank India Limited CUDDAPAH (IFSC DBSS0IN0206)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0206 in your mobile or internet banking app, and the money is credited to the CUDDAPAH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0206 for DBS Bank India Limited – CUDDAPAH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0206 | Yes – DBSS0IN0206 | Yes – DBSS0IN0206 |
For most retail customers crediting the Cuddapah branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DBSS0IN0206
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – CUDDAPAH is still mapped to IFSC DBSS0IN0206. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0206 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Cuddapah branch is mapped to IFSC DBSS0IN0206 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0206.
Banking services available
The Cuddapah branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8562-244918.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0206
Digital banking channels
Most day-to-day work that customers used to do at the Cuddapah branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0206 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Cuddapah branch sits at TRUNK ROAD NO.5/526,527(OLD ) CUDDAPAHCUDDAPAH516001AP. If you are travelling from outside Cuddapah, search for the branch on a maps application using the bank name and locality, or call 8562-244918 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DBSS0IN0206 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – CUDDAPAH:
- The IFSC is exactly DBSS0IN0206 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DBS Bank India Limited as the bank name and CUDDAPAH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Cuddapah are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DBSS0IN0206 continue to work without interruption.
Verifying IFSC DBSS0IN0206 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0206 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8562-244918.
- Visiting the bank's official branch locator page.
Branch address & contact
DBS Bank India LimitedCuddapah Branch
TRUNK ROAD NO.5/526,527(OLD ) CUDDAPAHCUDDAPAH516001AP
Cuddapah, Andhra Pradesh
Phone: 8562-244918
IFSC: DBSS0IN0206
Frequently asked questions
Where is DBS Bank India Limited Cuddapah branch located?
DBS Bank India Limited's Cuddapah branch is located at TRUNK ROAD NO.5/526,527(OLD ) CUDDAPAHCUDDAPAH516001AP, Cuddapah, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cuddapah branch but serve different purposes.
Does DBS Bank India Limited Cuddapah branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8562-244918 to confirm.
Is IFSC DBSS0IN0206 the same for all accounts at Cuddapah branch?
Yes. The IFSC DBSS0IN0206 is shared by every account held at DBS Bank India Limited's Cuddapah branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using DBSS0IN0206 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Cuddapah reflect within 30 minutes.
How do I add DBS Bank India Limited Cuddapah as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0206, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC DBSS0IN0206 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0206 to send funds instantly.
Final notes
To recap: DBSS0IN0206 is the IFSC code of DBS Bank India Limited, CUDDAPAH branch, in CUDDAPAH, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
