Use this page as a one-stop reference for everything related to DBS Bank India Limited's T.NAGAR branch in CHENNAI, TAMIL NADU. The branch's IFSC code DBSS0IN0440 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DBSS0IN0440 is the IFSC of DBS Bank India Limited's T.NAGAR branch. The format is fixed: DBSS = bank code, 0 = reserved, IN0440 = branch identifier.
About DBS Bank India Limited
DBS Bank India Limited operates a wide network of branches across India, including the T.Nagar branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DBSS0IN0440.
About the T.Nagar branch
The T.Nagar branch of DBS Bank India Limited is situated at T.NAGAR NO.29,GOVINDA STREET CHENNAICHENNAI ( M CORP.)600017TN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0440 is used.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | T.Nagar |
| IFSC Code | DBSS0IN0440 |
| MICR Code | Refer to cheque leaf |
| Branch Address | T.NAGAR NO.29,GOVINDA STREET CHENNAICHENNAI ( M CORP.)600017TN |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 28155499 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's T.NAGAR branch came to be assigned the code DBSS0IN0440.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0440, money simply cannot be routed to the T.NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0440 and the account number together uniquely identify the T.Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DBSS0IN0440
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0440 across all three.
How to use IFSC DBSS0IN0440 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's T.NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0440.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as T.NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DBSS0IN0440
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DBS Bank India Limited – T.NAGAR, ensure your bank's portal accepts IFSC DBSS0IN0440 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DBS Bank India Limited – T.NAGAR, use IMPS. With IFSC DBSS0IN0440 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0440 for DBS Bank India Limited – T.NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0440 | Yes – DBSS0IN0440 | Yes – DBSS0IN0440 |
For most retail customers crediting the T.Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DBSS0IN0440
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – T.NAGAR is still mapped to IFSC DBSS0IN0440. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0440 and the beneficiary's account number to complete the transfer.
Account types you can open at the T.Nagar branch
Once you have an account at DBS Bank India Limited – T.NAGAR, the IFSC DBSS0IN0440 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the T.Nagar branch can access most of DBS Bank India Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DBSS0IN0440
Online banking and IFSC DBSS0IN0440
DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the T.NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0440 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the T.Nagar branch
The branch is located at T.NAGAR NO.29,GOVINDA STREET CHENNAICHENNAI ( M CORP.)600017TN, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited T.Nagar branch” — the verified location pin for IFSC DBSS0IN0440 should appear at the top of the results.
- Confirm the branch is open by calling 44-28155499 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0440 and your account number.
Common mistakes to avoid when using IFSC DBSS0IN0440
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – T.NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0440. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at T.Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DBSS0IN0440 continue to work without interruption.
Verifying IFSC DBSS0IN0440 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0440 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28155499.
- Visiting the bank's official branch locator page.
Branch address & contact
DBS Bank India LimitedT.Nagar Branch
T.NAGAR NO.29,GOVINDA STREET CHENNAICHENNAI ( M CORP.)600017TN
Chennai, Tamil Nadu
Phone: 44-28155499
IFSC: DBSS0IN0440
Frequently asked questions
Is IFSC DBSS0IN0440 valid for NEFT and RTGS?
Yes. IFSC DBSS0IN0440 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the T.Nagar branch but serve different purposes.
What is the phone number of DBS Bank India Limited T.Nagar branch?
You can reach the branch at 44-28155499 during regular banking hours.
How do I add DBS Bank India Limited T.Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0440, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is DBS Bank India Limited T.Nagar branch located?
DBS Bank India Limited's T.Nagar branch is located at T.NAGAR NO.29,GOVINDA STREET CHENNAICHENNAI ( M CORP.)600017TN, Chennai, Tamil Nadu.
Can I use IFSC DBSS0IN0440 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0440 to send funds instantly.
Is IFSC DBSS0IN0440 the same for all accounts at T.Nagar branch?
Yes. The IFSC DBSS0IN0440 is shared by every account held at DBS Bank India Limited's T.Nagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code DBSS0IN0440 belongs to DBS Bank India Limited's T.NAGAR branch, located at T.NAGAR NO.29,GOVINDA STREET CHENNAICHENNAI ( M CORP.)600017TN in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
