This page lists the IFSC code, branch address, contact number and fund-transfer information for DBS Bank India Limited, KOTTIVAKKAM branch in CHENNAI. The 11-digit IFSC DBSS0IN0390 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DBS Bank India Limited at the KOTTIVAKKAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DBS Bank India Limited – KOTTIVAKKAM is DBSS0IN0390. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0390 map to this branch in CHENNAI, TAMIL NADU.
Bank profile
DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kottivakkam branch — IFSC DBSS0IN0390 — extends the bank's services to customers in and around Chennai, Tamil Nadu.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Kottivakkam |
| IFSC Code | DBSS0IN0390 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KOTTIVAKKAM,NO.1/165,ECR ROAD,CHENNAICHENNAI ( M CORP.)600041TN |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 28548726 |
About this branch
The branch is located at KOTTIVAKKAM,NO.1/165,ECR ROAD,CHENNAICHENNAI ( M CORP.)600041TN. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DBS Bank India Limited. The IFSC DBSS0IN0390 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's KOTTIVAKKAM branch came to be assigned the code DBSS0IN0390.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0390, money simply cannot be routed to the KOTTIVAKKAM branch electronically.
Products and account variants supported
Every account opened at the Kottivakkam branch is mapped to IFSC DBSS0IN0390 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0390.
Banking services available
The Kottivakkam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-28548726.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0390
How to transfer money using IFSC DBSS0IN0390
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0390 across all three.
NEFT to DBS Bank India Limited, KOTTIVAKKAM using IFSC DBSS0IN0390
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DBSS0IN0390, and confirm that the system picks up DBS Bank India Limited – KOTTIVAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DBSS0IN0390
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DBS Bank India Limited – KOTTIVAKKAM, ensure your bank's portal accepts IFSC DBSS0IN0390 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DBS Bank India Limited KOTTIVAKKAM (IFSC DBSS0IN0390)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0390 in your mobile or internet banking app, and the money is credited to the KOTTIVAKKAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kottivakkam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DBSS0IN0390:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTTIVAKKAM is still linked to IFSC DBSS0IN0390.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC DBSS0IN0390
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – KOTTIVAKKAM is still mapped to IFSC DBSS0IN0390. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0390 and the beneficiary's account number to complete the transfer.
Online banking and IFSC DBSS0IN0390
DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the KOTTIVAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0390 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kottivakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0390 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC DBSS0IN0390
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – KOTTIVAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0390. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kottivakkam branch sits at KOTTIVAKKAM,NO.1/165,ECR ROAD,CHENNAICHENNAI ( M CORP.)600041TN. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-28548726 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DBSS0IN0390 and your account number.
Verifying IFSC DBSS0IN0390 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0390 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28548726.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kottivakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DBSS0IN0390 continue to work without interruption.
Branch address & contact
DBS Bank India LimitedKottivakkam Branch
KOTTIVAKKAM,NO.1/165,ECR ROAD,CHENNAICHENNAI ( M CORP.)600041TN
Chennai, Tamil Nadu
Phone: 44-28548726
IFSC: DBSS0IN0390
Frequently asked questions
How quickly will an NEFT transfer using DBSS0IN0390 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Kottivakkam reflect within 30 minutes.
What is the phone number of DBS Bank India Limited Kottivakkam branch?
You can reach the branch at 44-28548726 during regular banking hours.
Is IFSC DBSS0IN0390 the same for all accounts at Kottivakkam branch?
Yes. The IFSC DBSS0IN0390 is shared by every account held at DBS Bank India Limited's Kottivakkam branch. Only the account number changes from customer to customer.
How do I add DBS Bank India Limited Kottivakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0390, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is DBS Bank India Limited Kottivakkam branch located?
DBS Bank India Limited's Kottivakkam branch is located at KOTTIVAKKAM,NO.1/165,ECR ROAD,CHENNAICHENNAI ( M CORP.)600041TN, Chennai, Tamil Nadu.
Can I use IFSC DBSS0IN0390 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0390 to send funds instantly.
Does DBS Bank India Limited Kottivakkam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-28548726 to confirm.
Summary
The IFSC code DBSS0IN0390 belongs to DBS Bank India Limited's KOTTIVAKKAM branch, located at KOTTIVAKKAM,NO.1/165,ECR ROAD,CHENNAICHENNAI ( M CORP.)600041TN in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
