IFSC Code of DBS Bank India Limited, Rt Nagar Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for DBS Bank India Limited, RT NAGAR branch in BANGALORE. The 11-digit IFSC DBSS0IN0613 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DBS Bank India Limited at the RT NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For DBS Bank India Limited's RT NAGAR branch, the IFSC DBSS0IN0613 breaks down as follows: DBSS identifies the bank, 0 is the reserved character, and IN0613 identifies this particular branch.

Branch details at a glance

Bank profile

DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Rt Nagar branch — IFSC DBSS0IN0613 — extends the bank's services to customers in and around Bangalore, Karnataka.

About this branch

The branch is located at KAVALBYRASANDRA ROAD,R T NAGAR,NO.7,III CROSS,WARD NO.95,GANESH BLOCK,BANGALOREBANGALORE URBAN560032KA. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DBS Bank India Limited. The IFSC DBSS0IN0613 is used to identify this branch on the RBI payments network.

Why every DBS Bank India Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RT NAGAR of DBS Bank India Limited — its own 11-character IFSC. The code DBSS0IN0613 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DBSS0IN0613 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DBSS0IN0613

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0613 across all three.

How to use IFSC DBSS0IN0613 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's RT NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DBSS0IN0613.
4. Confirm the bank name auto-populates as DBS Bank India Limited and the branch as RT NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RT NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's RT NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0613 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to DBS Bank India Limited – RT NAGAR, use IMPS. With IFSC DBSS0IN0613 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DBSS0IN0613 for DBS Bank India Limited – RT NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rt Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DBSS0IN0613

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – RT NAGAR is still mapped to IFSC DBSS0IN0613. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0613 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Rt Nagar branch is mapped to IFSC DBSS0IN0613 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0613.

Products and services

Customers walking into the Rt Nagar branch can access most of DBS Bank India Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DBSS0IN0613

MICR & cheque-truncation details

Cheques drawn on the Rt Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0613 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC DBSS0IN0613

DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the RT NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0613 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – RT NAGAR:

• The IFSC is exactly DBSS0IN0613 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DBS Bank India Limited as the bank name and RT NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Rt Nagar branch

The branch is located at KAVALBYRASANDRA ROAD,R T NAGAR,NO.7,III CROSS,WARD NO.95,GANESH BLOCK,BANGALOREBANGALORE URBAN560032KA, which puts it inside Bangalore, the broader Bangalore Rural district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “DBS Bank India Limited Rt Nagar branch” — the verified location pin for IFSC DBSS0IN0613 should appear at the top of the results.
2. Confirm the branch is open by calling 80-22631300 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0613 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DBSS0IN0613 for DBS Bank India Limited – RT NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rt Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0613, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: DBSS0IN0613 is the IFSC code of DBS Bank India Limited, RT NAGAR branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.