IFSC Code of DBS Bank India Limited, Bangalore - Basaveshwaranagar Branch, Karnataka

Below are the complete branch details for DBS Bank India Limited, BANGALORE - BASAVESHWARANAGAR branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is DBSS0IN0144. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DBSS0IN0144 for DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR is DBSS0IN0144. The first four letters DBSS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters IN0144 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

About the bank

DBS Bank India Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangalore - Basaveshwaranagar branch in Bangalore, Karnataka is part of this network and uses the IFSC code DBSS0IN0144 for all electronic settlement.

About the Bangalore - Basaveshwaranagar branch

The Bangalore - Basaveshwaranagar branch of DBS Bank India Limited is situated at 2ND STAGE,NO.27,80 FEET ROAD,KHB COLONY,BASAVESHWARANAGAR,BANGALOREBANGALORE URBAN560079KA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0144 is used.

Why every DBS Bank India Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANGALORE - BASAVESHWARANAGAR of DBS Bank India Limited — its own 11-character IFSC. The code DBSS0IN0144 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DBSS0IN0144 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DBSS0IN0144

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0144 across all three.

How to use IFSC DBSS0IN0144 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's BANGALORE - BASAVESHWARANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DBSS0IN0144.
4. Confirm the bank name auto-populates as DBS Bank India Limited and the branch as BANGALORE - BASAVESHWARANAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANGALORE - BASAVESHWARANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's BANGALORE - BASAVESHWARANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0144 while initiating the transfer and the credit will appear within minutes.

IMPS to DBS Bank India Limited BANGALORE - BASAVESHWARANAGAR (IFSC DBSS0IN0144)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0144 in your mobile or internet banking app, and the money is credited to the BANGALORE - BASAVESHWARANAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DBSS0IN0144 for DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bangalore - Basaveshwaranagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DBSS0IN0144

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR is still mapped to IFSC DBSS0IN0144. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0144 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bangalore - Basaveshwaranagar branch

Once you have an account at DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR, the IFSC DBSS0IN0144 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bangalore - Basaveshwaranagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-23200666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0144

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DBS Bank India Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DBSS0IN0144 and the account number together uniquely identify the Bangalore - Basaveshwaranagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DBSS0IN0144

DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the BANGALORE - BASAVESHWARANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0144 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC DBSS0IN0144

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: DBSS0IN0144.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bangalore - Basaveshwaranagar branch sits at 2ND STAGE,NO.27,80 FEET ROAD,KHB COLONY,BASAVESHWARANAGAR,BANGALOREBANGALORE URBAN560079KA. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-23200666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DBSS0IN0144 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DBSS0IN0144 for DBS Bank India Limited – BANGALORE - BASAVESHWARANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bangalore - Basaveshwaranagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0144, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DBSS0IN0144 belongs to DBS Bank India Limited's BANGALORE - BASAVESHWARANAGAR branch, located at 2ND STAGE,NO.27,80 FEET ROAD,KHB COLONY,BASAVESHWARANAGAR,BANGALOREBANGALORE… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.