Below are the complete branch details for DBS Bank India Limited, NEDUMPULI branch, located in ARAKONAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is DBSS0IN0497. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DBSS0IN0497 for DBS Bank India Limited – NEDUMPULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DBSS0IN0497 is the IFSC of DBS Bank India Limited's NEDUMPULI branch. The format is fixed: DBSS = bank code, 0 = reserved, IN0497 = branch identifier.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Nedumpuli |
| IFSC Code | DBSS0IN0497 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PUDUPETTAI,NO.221/107E,ROAD STREET NEDUMPULINEDUMPULI631052TN |
| City | Arakonam |
| District | Vellore |
| State | Tamil Nadu |
| STD Code | 4177 |
| Phone | 252252 |
Bank profile
DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nedumpuli branch — IFSC DBSS0IN0497 — extends the bank's services to customers in and around Arakonam, Tamil Nadu.
About this branch
The branch is located at PUDUPETTAI,NO.221/107E,ROAD STREET NEDUMPULINEDUMPULI631052TN. It serves the Arakonam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DBS Bank India Limited. The IFSC DBSS0IN0497 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's NEDUMPULI branch came to be assigned the code DBSS0IN0497.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0497, money simply cannot be routed to the NEDUMPULI branch electronically.
How to transfer money using IFSC DBSS0IN0497
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0497 across all three.
How to use IFSC DBSS0IN0497 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DBS Bank India Limited's NEDUMPULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DBSS0IN0497.
- Confirm the bank name auto-populates as DBS Bank India Limited and the branch as NEDUMPULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEDUMPULI
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's NEDUMPULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0497 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to DBS Bank India Limited – NEDUMPULI, use IMPS. With IFSC DBSS0IN0497 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0497 for DBS Bank India Limited – NEDUMPULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0497 | Yes – DBSS0IN0497 | Yes – DBSS0IN0497 |
For most retail customers crediting the Nedumpuli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DBSS0IN0497
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DBS Bank India Limited – NEDUMPULI is still mapped to IFSC DBSS0IN0497. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DBSS0IN0497 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nedumpuli branch is mapped to IFSC DBSS0IN0497 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0497.
Banking services available
The Nedumpuli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4177-252252.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0497
MICR & cheque-truncation details
Cheques drawn on the Nedumpuli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0497 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC DBSS0IN0497
DBS Bank India Limited customers can register for net banking and the bank's official mobile app once their account at the NEDUMPULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DBSS0IN0497 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC DBSS0IN0497
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DBS Bank India Limited – NEDUMPULI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DBSS0IN0497. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nedumpuli branch
The branch is located at PUDUPETTAI,NO.221/107E,ROAD STREET NEDUMPULINEDUMPULI631052TN, which puts it inside Arakonam, the broader Vellore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited Nedumpuli branch” — the verified location pin for IFSC DBSS0IN0497 should appear at the top of the results.
- Confirm the branch is open by calling 4177-252252 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0497 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DBSS0IN0497 for DBS Bank India Limited – NEDUMPULI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nedumpuli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DBSS0IN0497, however, work 24x7.
Branch address & contact
DBS Bank India LimitedNedumpuli Branch
PUDUPETTAI,NO.221/107E,ROAD STREET NEDUMPULINEDUMPULI631052TN
Arakonam, Tamil Nadu
Phone: 4177-252252
IFSC: DBSS0IN0497
Frequently asked questions
Does DBS Bank India Limited Nedumpuli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4177-252252 to confirm.
How quickly will an NEFT transfer using DBSS0IN0497 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Nedumpuli reflect within 30 minutes.
What is the IFSC code of DBS Bank India Limited Nedumpuli branch?
The IFSC code of DBS Bank India Limited, Nedumpuli branch is DBSS0IN0497. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add DBS Bank India Limited Nedumpuli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0497, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nedumpuli branch but serve different purposes.
What is the phone number of DBS Bank India Limited Nedumpuli branch?
You can reach the branch at 4177-252252 during regular banking hours.
Is IFSC DBSS0IN0497 the same for all accounts at Nedumpuli branch?
Yes. The IFSC DBSS0IN0497 is shared by every account held at DBS Bank India Limited's Nedumpuli branch. Only the account number changes from customer to customer.
Summary
The IFSC code DBSS0IN0497 belongs to DBS Bank India Limited's NEDUMPULI branch, located at PUDUPETTAI,NO.221/107E,ROAD STREET NEDUMPULINEDUMPULI631052TN in ARAKONAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
