If you are searching for the IFSC code of DBS Bank India Limited, AMBUR branch in AMBUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is DBSS0IN0104. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMBUR branch, and detailed step-by-step guides for using the IFSC DBSS0IN0104 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DBSS0IN0104 is the IFSC of DBS Bank India Limited's AMBUR branch. The format is fixed: DBSS = bank code, 0 = reserved, IN0104 = branch identifier.
Bank profile
DBS Bank India Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambur branch — IFSC DBSS0IN0104 — extends the bank's services to customers in and around Ambur, Tamil Nadu.
About the Ambur branch
The Ambur branch of DBS Bank India Limited is situated at AMBUR NO.92-A/1,NETHAJI ROAD,AMBURAMBUR ( M)635802TN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DBSS0IN0104 is used.
Branch details at a glance
| Bank Name | DBS Bank India Limited |
|---|---|
| Branch | Ambur |
| IFSC Code | DBSS0IN0104 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AMBUR NO.92-A/1,NETHAJI ROAD,AMBURAMBUR ( M)635802TN |
| City | Ambur |
| District | Vellore |
| State | Tamil Nadu |
| STD Code | 4174 |
| Phone | 242126 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DBS Bank India Limited's AMBUR branch came to be assigned the code DBSS0IN0104.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DBSS0IN0104, money simply cannot be routed to the AMBUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ambur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DBSS0IN0104 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC DBSS0IN0104
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DBSS0IN0104 across all three.
NEFT to DBS Bank India Limited, AMBUR using IFSC DBSS0IN0104
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DBSS0IN0104, and confirm that the system picks up DBS Bank India Limited – AMBUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AMBUR
If you need to transfer ₹2 lakh or more in one go to an account at DBS Bank India Limited's AMBUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DBSS0IN0104 while initiating the transfer and the credit will appear within minutes.
IMPS to DBS Bank India Limited AMBUR (IFSC DBSS0IN0104)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DBSS0IN0104 in your mobile or internet banking app, and the money is credited to the AMBUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DBSS0IN0104 for DBS Bank India Limited – AMBUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DBSS0IN0104 | Yes – DBSS0IN0104 | Yes – DBSS0IN0104 |
For most retail customers crediting the Ambur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DBS Bank India Limited's AMBUR branch, the IFSC DBSS0IN0104 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ambur branch is mapped to IFSC DBSS0IN0104 on the RBI payments network. The branch generally supports the full retail product catalogue of DBS Bank India Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DBSS0IN0104.
Banking services available
The Ambur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4174-242126.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DBSS0IN0104
Digital banking channels
Most day-to-day work that customers used to do at the Ambur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DBSS0IN0104 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ambur branch
The branch is located at AMBUR NO.92-A/1,NETHAJI ROAD,AMBURAMBUR ( M)635802TN, which puts it inside Ambur, the broader Vellore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “DBS Bank India Limited Ambur branch” — the verified location pin for IFSC DBSS0IN0104 should appear at the top of the results.
- Confirm the branch is open by calling 4174-242126 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DBSS0IN0104 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DBS Bank India Limited – AMBUR:
- The IFSC is exactly DBSS0IN0104 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DBS Bank India Limited as the bank name and AMBUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ambur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DBSS0IN0104 continue to work without interruption.
Verifying IFSC DBSS0IN0104 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DBSS0IN0104 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4174-242126.
- Visiting the bank's official branch locator page.
Branch address & contact
DBS Bank India LimitedAmbur Branch
AMBUR NO.92-A/1,NETHAJI ROAD,AMBURAMBUR ( M)635802TN
Ambur, Tamil Nadu
Phone: 4174-242126
IFSC: DBSS0IN0104
Frequently asked questions
What is the phone number of DBS Bank India Limited Ambur branch?
You can reach the branch at 4174-242126 during regular banking hours.
Does DBS Bank India Limited Ambur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4174-242126 to confirm.
How quickly will an NEFT transfer using DBSS0IN0104 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DBS Bank India Limited – Ambur reflect within 30 minutes.
Can I use IFSC DBSS0IN0104 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DBSS0IN0104 to send funds instantly.
How do I add DBS Bank India Limited Ambur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DBSS0IN0104, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is DBS Bank India Limited Ambur branch located?
DBS Bank India Limited's Ambur branch is located at AMBUR NO.92-A/1,NETHAJI ROAD,AMBURAMBUR ( M)635802TN, Ambur, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambur branch but serve different purposes.
Is IFSC DBSS0IN0104 the same for all accounts at Ambur branch?
Yes. The IFSC DBSS0IN0104 is shared by every account held at DBS Bank India Limited's Ambur branch. Only the account number changes from customer to customer.
Final notes
To recap: DBSS0IN0104 is the IFSC code of DBS Bank India Limited, AMBUR branch, in AMBUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
