IFSC Code of Darussalam Cooperative Urban Bank Ltd, Sanath Nagar Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Darussalam Cooperative Urban Bank Ltd, SANATH NAGAR branch in HYDERABAD. The 11-digit IFSC DCUB0786109 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Darussalam Cooperative Urban Bank Ltd at the SANATH NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Darussalam Cooperative Urban Bank Ltd's SANATH NAGAR branch, the IFSC DCUB0786109 breaks down as follows: DCUB identifies the bank, 0 is the reserved character, and 786109 identifies this particular branch.

About Darussalam Cooperative Urban Bank Ltd

Darussalam Cooperative Urban Bank Ltd operates a wide network of branches across India, including the Sanath Nagar branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCUB0786109.

Branch details at a glance

Sanath Nagar branch overview

Located at 8-4-490& 491 ERRAGADDA SANATHNAGAR HYDERABAD 500018, the Sanath Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DCUB0786109 is required for all interbank electronic transfers routed through this branch.

Why every Darussalam Cooperative Urban Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANATH NAGAR of Darussalam Cooperative Urban Bank Ltd — its own 11-character IFSC. The code DCUB0786109 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCUB0786109 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sanath Nagar branch

Once you have an account at Darussalam Cooperative Urban Bank Ltd – SANATH NAGAR, the IFSC DCUB0786109 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sanath Nagar branch can access most of Darussalam Cooperative Urban Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DCUB0786109

How to transfer money using IFSC DCUB0786109

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCUB0786109 across all three.

NEFT to Darussalam Cooperative Urban Bank Ltd, SANATH NAGAR using IFSC DCUB0786109

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCUB0786109, and confirm that the system picks up Darussalam Cooperative Urban Bank Ltd – SANATH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC DCUB0786109

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Darussalam Cooperative Urban Bank Ltd – SANATH NAGAR, ensure your bank's portal accepts IFSC DCUB0786109 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Darussalam Cooperative Urban Bank Ltd – SANATH NAGAR, use IMPS. With IFSC DCUB0786109 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sanath Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DCUB0786109:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANATH NAGAR is still linked to IFSC DCUB0786109.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DCUB0786109

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Darussalam Cooperative Urban Bank Ltd – SANATH NAGAR is still mapped to IFSC DCUB0786109. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCUB0786109 and the beneficiary's account number to complete the transfer.

Online banking and IFSC DCUB0786109

Darussalam Cooperative Urban Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SANATH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCUB0786109 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Darussalam Cooperative Urban Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCUB0786109 and the account number together uniquely identify the Sanath Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Darussalam Cooperative Urban Bank Ltd – SANATH NAGAR:

• The IFSC is exactly DCUB0786109 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Darussalam Cooperative Urban Bank Ltd as the bank name and SANATH NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sanath Nagar branch sits at 8-4-490& 491 ERRAGADDA SANATHNAGAR HYDERABAD 500018. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-23711490 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCUB0786109 and your account number.

Verifying IFSC DCUB0786109 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCUB0786109 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-23711490.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanath Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCUB0786109, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DCUB0786109 belongs to Darussalam Cooperative Urban Bank Ltd's SANATH NAGAR branch, located at 8-4-490& 491 ERRAGADDA SANATHNAGAR HYDERABAD 500018 in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.