This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, VIRUDHACHALAM branch in VIRUDHACHALAM. The 11-digit IFSC CSBK0001238 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the VIRUDHACHALAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's VIRUDHACHALAM branch, the IFSC CSBK0001238 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 001238 identifies this particular branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Virudhachalam |
| IFSC Code | CSBK0001238 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NO 4, PERIYA NAGAR, CUDDALORE MAIN ROAD, BOOTHAMBUR VILLAGE, VIRUDHACHALAM, TAMIL NADU 606001 |
| City | Virudhachalam |
| District | Cuddalore |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9072051238 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Virudhachalam branch — IFSC CSBK0001238 — extends the bank's services to customers in and around Virudhachalam, Tamil Nadu.
About the Virudhachalam branch
The Virudhachalam branch of CSB Bank Limited is situated at GROUND FLOOR, NO 4, PERIYA NAGAR, CUDDALORE MAIN ROAD, BOOTHAMBUR VILLAGE, VIRUDHACHALAM, TAMIL NADU 606001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0001238 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's VIRUDHACHALAM branch came to be assigned the code CSBK0001238.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0001238, money simply cannot be routed to the VIRUDHACHALAM branch electronically.
How to transfer money using IFSC CSBK0001238
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001238 across all three.
How to use IFSC CSBK0001238 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's VIRUDHACHALAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0001238.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as VIRUDHACHALAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0001238
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – VIRUDHACHALAM, ensure your bank's portal accepts IFSC CSBK0001238 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – VIRUDHACHALAM, use IMPS. With IFSC CSBK0001238 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0001238 for CSB Bank Limited – VIRUDHACHALAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0001238 | Yes – CSBK0001238 | Yes – CSBK0001238 |
For most retail customers crediting the Virudhachalam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's VIRUDHACHALAM branch, the IFSC CSBK0001238 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Virudhachalam branch is mapped to IFSC CSBK0001238 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0001238.
Banking services available
The Virudhachalam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072051238.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0001238
MICR & cheque-truncation details
Cheques drawn on the Virudhachalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0001238 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Virudhachalam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0001238 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – VIRUDHACHALAM:
- The IFSC is exactly CSBK0001238 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and VIRUDHACHALAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Virudhachalam branch sits at GROUND FLOOR, NO 4, PERIYA NAGAR, CUDDALORE MAIN ROAD, BOOTHAMBUR VILLAGE, VIRUDHACHALAM, TAMIL NADU 606001. If you are travelling from outside Virudhachalam, search for the branch on a maps application using the bank name and locality, or call 91-9072051238 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0001238 and your account number.
Verifying IFSC CSBK0001238 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0001238 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072051238.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Virudhachalam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0001238, however, work 24x7.
Branch address & contact
CSB Bank LimitedVirudhachalam Branch
GROUND FLOOR, NO 4, PERIYA NAGAR, CUDDALORE MAIN ROAD, BOOTHAMBUR VILLAGE, VIRUDHACHALAM, TAMIL NADU 606001
Virudhachalam, Tamil Nadu
Phone: 91-9072051238
IFSC: CSBK0001238
Frequently asked questions
How do I add CSB Bank Limited Virudhachalam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0001238, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CSBK0001238 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Virudhachalam reflect within 30 minutes.
What is the phone number of CSB Bank Limited Virudhachalam branch?
You can reach the branch at 91-9072051238 during regular banking hours.
Is IFSC CSBK0001238 the same for all accounts at Virudhachalam branch?
Yes. The IFSC CSBK0001238 is shared by every account held at CSB Bank Limited's Virudhachalam branch. Only the account number changes from customer to customer.
Does CSB Bank Limited Virudhachalam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072051238 to confirm.
Is IFSC CSBK0001238 valid for NEFT and RTGS?
Yes. IFSC CSBK0001238 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CSBK0001238 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0001238 to send funds instantly.
What is the IFSC code of CSB Bank Limited Virudhachalam branch?
The IFSC code of CSB Bank Limited, Virudhachalam branch is CSBK0001238. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CSBK0001238 belongs to CSB Bank Limited's VIRUDHACHALAM branch, located at GROUND FLOOR, NO 4, PERIYA NAGAR, CUDDALORE MAIN ROAD, BOOTHAMBUR VILLAGE,… in VIRUDHACHALAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
