Below are the complete branch details for CSB Bank Limited, VELLAR branch, located in VELLAR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000199. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000199 for CSB Bank Limited – VELLAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's VELLAR branch, the IFSC CSBK0000199 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000199 identifies this particular branch.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Vellar branch in Vellar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000199.
About this branch
The branch is located at 5 90,DHARMAPURI MAIN ROAD KOVIL,VELLAR 636451 SALEM DT,TAMIL NADU. It serves the Vellar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000199 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Vellar |
| IFSC Code | CSBK0000199 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5 90,DHARMAPURI MAIN ROAD KOVIL,VELLAR 636451 SALEM DT,TAMIL NADU |
| City | Vellar |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9072601199 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's VELLAR branch came to be assigned the code CSBK0000199.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000199, money simply cannot be routed to the VELLAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000199 and the account number together uniquely identify the Vellar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000199
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000199 across all three.
NEFT to CSB Bank Limited, VELLAR using IFSC CSBK0000199
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000199, and confirm that the system picks up CSB Bank Limited – VELLAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000199
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – VELLAR, ensure your bank's portal accepts IFSC CSBK0000199 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – VELLAR, use IMPS. With IFSC CSBK0000199 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000199 for CSB Bank Limited – VELLAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000199 | Yes – CSBK0000199 | Yes – CSBK0000199 |
For most retail customers crediting the Vellar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's VELLAR branch, the IFSC CSBK0000199 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vellar branch is mapped to IFSC CSBK0000199 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000199.
Banking services available
The Vellar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601199.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000199
Online banking and IFSC CSBK0000199
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VELLAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000199 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Vellar branch
The branch is located at 5 90,DHARMAPURI MAIN ROAD KOVIL,VELLAR 636451 SALEM DT,TAMIL NADU, which puts it inside Vellar, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Vellar branch” — the verified location pin for IFSC CSBK0000199 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601199 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000199 and your account number.
Common mistakes to avoid when using IFSC CSBK0000199
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – VELLAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000199. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Vellar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000199 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000199 for CSB Bank Limited – VELLAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
CSB Bank LimitedVellar Branch
5 90,DHARMAPURI MAIN ROAD KOVIL,VELLAR 636451 SALEM DT,TAMIL NADU
Vellar, Tamil Nadu
Phone: 91-9072601199
IFSC: CSBK0000199
Frequently asked questions
What is the phone number of CSB Bank Limited Vellar branch?
You can reach the branch at 91-9072601199 during regular banking hours.
How quickly will an NEFT transfer using CSBK0000199 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Vellar reflect within 30 minutes.
How do I add CSB Bank Limited Vellar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000199, and complete OTP verification. Once activated, you can transfer funds at any time.
Does CSB Bank Limited Vellar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601199 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vellar branch but serve different purposes.
Is IFSC CSBK0000199 valid for NEFT and RTGS?
Yes. IFSC CSBK0000199 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CSBK0000199 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000199 to send funds instantly.
What is the IFSC code of CSB Bank Limited Vellar branch?
The IFSC code of CSB Bank Limited, Vellar branch is CSBK0000199. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: CSBK0000199 is the IFSC code of CSB Bank Limited, VELLAR branch, in VELLAR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
