This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, VADAKKENCHERY branch in VADAKKENCHERY. The 11-digit IFSC CSBK0000471 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the VADAKKENCHERY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000471 is the IFSC of CSB Bank Limited's VADAKKENCHERY branch. The format is fixed: CSBK = bank code, 0 = reserved, 000471 = branch identifier.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vadakkenchery branch in Vadakkenchery, Kerala is part of this network and uses the IFSC code CSBK0000471 for all electronic settlement.
About the Vadakkenchery branch
The Vadakkenchery branch of CSB Bank Limited is situated at NEAR THANKAM THEATRE VADAKKANCHERY P O,PALAKKAD 678683. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000471 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Vadakkenchery |
| IFSC Code | CSBK0000471 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR THANKAM THEATRE VADAKKANCHERY P O,PALAKKAD 678683 |
| City | Vadakkenchery |
| District | Palakkad |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072657471 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's VADAKKENCHERY branch came to be assigned the code CSBK0000471.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000471, money simply cannot be routed to the VADAKKENCHERY branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000471 and the account number together uniquely identify the Vadakkenchery branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000471
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000471 across all three.
NEFT to CSB Bank Limited, VADAKKENCHERY using IFSC CSBK0000471
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000471, and confirm that the system picks up CSB Bank Limited – VADAKKENCHERY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000471
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – VADAKKENCHERY, ensure your bank's portal accepts IFSC CSBK0000471 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited VADAKKENCHERY (IFSC CSBK0000471)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000471 in your mobile or internet banking app, and the money is credited to the VADAKKENCHERY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000471 for CSB Bank Limited – VADAKKENCHERY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000471 | Yes – CSBK0000471 | Yes – CSBK0000471 |
For most retail customers crediting the Vadakkenchery branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000471
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – VADAKKENCHERY is still mapped to IFSC CSBK0000471. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000471 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vadakkenchery branch
Once you have an account at CSB Bank Limited – VADAKKENCHERY, the IFSC CSBK0000471 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vadakkenchery branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000471
Digital banking channels
Most day-to-day work that customers used to do at the Vadakkenchery branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000471 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Vadakkenchery branch sits at NEAR THANKAM THEATRE VADAKKANCHERY P O,PALAKKAD 678683. If you are travelling from outside Vadakkenchery, search for the branch on a maps application using the bank name and locality, or call 91-9072657471 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000471 and your account number.
Common mistakes to avoid when using IFSC CSBK0000471
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – VADAKKENCHERY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000471. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Vadakkenchery are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000471 continue to work without interruption.
Verifying IFSC CSBK0000471 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000471 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072657471.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedVadakkenchery Branch
NEAR THANKAM THEATRE VADAKKANCHERY P O,PALAKKAD 678683
Vadakkenchery, Kerala
Phone: 91-9072657471
IFSC: CSBK0000471
Frequently asked questions
What is the IFSC code of CSB Bank Limited Vadakkenchery branch?
The IFSC code of CSB Bank Limited, Vadakkenchery branch is CSBK0000471. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is CSB Bank Limited Vadakkenchery branch located?
CSB Bank Limited's Vadakkenchery branch is located at NEAR THANKAM THEATRE VADAKKANCHERY P O,PALAKKAD 678683, Vadakkenchery, Kerala.
What is the phone number of CSB Bank Limited Vadakkenchery branch?
You can reach the branch at 91-9072657471 during regular banking hours.
Is IFSC CSBK0000471 the same for all accounts at Vadakkenchery branch?
Yes. The IFSC CSBK0000471 is shared by every account held at CSB Bank Limited's Vadakkenchery branch. Only the account number changes from customer to customer.
Is IFSC CSBK0000471 valid for NEFT and RTGS?
Yes. IFSC CSBK0000471 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CSBK0000471 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Vadakkenchery reflect within 30 minutes.
Final notes
To recap: CSBK0000471 is the IFSC code of CSB Bank Limited, VADAKKENCHERY branch, in VADAKKENCHERY, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
