This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, VADAKKANKULAM branch in VADAKKANKULAM. The 11-digit IFSC CSBK0000678 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the VADAKKANKULAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – VADAKKANKULAM is CSBK0000678. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000678 map to this branch in VADAKKANKULAM, TAMIL NADU.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Vadakkankulam |
| IFSC Code | CSBK0000678 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,DOOR NO. 12/734E, MAIN ROAD,NEAR B.E.D COLLEGE,TIRUNELVELI,TAMIL NADU -627116 |
| City | Vadakkankulam |
| District | Tirunelveli |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9894848383 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Vadakkankulam branch — IFSC CSBK0000678 — extends the bank's services to customers in and around Vadakkankulam, Tamil Nadu.
About the Vadakkankulam branch
The Vadakkankulam branch of CSB Bank Limited is situated at GROUND FLOOR,DOOR NO. 12/734E, MAIN ROAD,NEAR B.E.D COLLEGE,TIRUNELVELI,TAMIL NADU -627116. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000678 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's VADAKKANKULAM branch came to be assigned the code CSBK0000678.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000678, money simply cannot be routed to the VADAKKANKULAM branch electronically.
How to transfer money using IFSC CSBK0000678
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000678 across all three.
NEFT to CSB Bank Limited, VADAKKANKULAM using IFSC CSBK0000678
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000678, and confirm that the system picks up CSB Bank Limited – VADAKKANKULAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000678
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – VADAKKANKULAM, ensure your bank's portal accepts IFSC CSBK0000678 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited VADAKKANKULAM (IFSC CSBK0000678)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000678 in your mobile or internet banking app, and the money is credited to the VADAKKANKULAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vadakkankulam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000678:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VADAKKANKULAM is still linked to IFSC CSBK0000678.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's VADAKKANKULAM branch, the IFSC CSBK0000678 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vadakkankulam branch is mapped to IFSC CSBK0000678 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000678.
Banking services available
The Vadakkankulam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9894848383.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000678
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000678 and the account number together uniquely identify the Vadakkankulam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CSBK0000678
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VADAKKANKULAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000678 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – VADAKKANKULAM:
- The IFSC is exactly CSBK0000678 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and VADAKKANKULAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vadakkankulam branch sits at GROUND FLOOR,DOOR NO. 12/734E, MAIN ROAD,NEAR B.E.D COLLEGE,TIRUNELVELI,TAMIL NADU -627116. If you are travelling from outside Vadakkankulam, search for the branch on a maps application using the bank name and locality, or call 91-9894848383 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000678 and your account number.
Verifying IFSC CSBK0000678 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000678 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9894848383.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vadakkankulam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000678, however, work 24x7.
Branch address & contact
CSB Bank LimitedVadakkankulam Branch
GROUND FLOOR,DOOR NO. 12/734E, MAIN ROAD,NEAR B.E.D COLLEGE,TIRUNELVELI,TAMIL NADU -627116
Vadakkankulam, Tamil Nadu
Phone: 91-9894848383
IFSC: CSBK0000678
Frequently asked questions
How quickly will an NEFT transfer using CSBK0000678 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Vadakkankulam reflect within 30 minutes.
Can I use IFSC CSBK0000678 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000678 to send funds instantly.
Is IFSC CSBK0000678 valid for NEFT and RTGS?
Yes. IFSC CSBK0000678 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of CSB Bank Limited Vadakkankulam branch?
The IFSC code of CSB Bank Limited, Vadakkankulam branch is CSBK0000678. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does CSB Bank Limited Vadakkankulam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9894848383 to confirm.
What is the phone number of CSB Bank Limited Vadakkankulam branch?
You can reach the branch at 91-9894848383 during regular banking hours.
How do I add CSB Bank Limited Vadakkankulam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000678, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000678 the same for all accounts at Vadakkankulam branch?
Yes. The IFSC CSBK0000678 is shared by every account held at CSB Bank Limited's Vadakkankulam branch. Only the account number changes from customer to customer.
Summary
The IFSC code CSBK0000678 belongs to CSB Bank Limited's VADAKKANKULAM branch, located at GROUND FLOOR,DOOR NO. 12/734E, MAIN ROAD,NEAR B.E.D COLLEGE,TIRUNELVELI,TAMIL… in VADAKKANKULAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
