This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, UJJAIN branch in UJJAIN. The 11-digit IFSC CSBK0000404 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the UJJAIN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – UJJAIN is CSBK0000404. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000404 map to this branch in UJJAIN, MADHYA PRADESH.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Ujjain branch in Ujjain. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000404.
About this branch
The branch is located at GROUND FLOOR,37,AMAR SINGH MARG,FREEGANJ,UJJAIN 456010,MADHYA PRADESH. It serves the Ujjain region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000404 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Ujjain |
| IFSC Code | CSBK0000404 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,37,AMAR SINGH MARG,FREEGANJ,UJJAIN 456010,MADHYA PRADESH |
| City | Ujjain |
| District | Ujjain |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9072601404 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's UJJAIN branch came to be assigned the code CSBK0000404.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000404, money simply cannot be routed to the UJJAIN branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000404 and the account number together uniquely identify the Ujjain branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000404
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000404 across all three.
NEFT to CSB Bank Limited, UJJAIN using IFSC CSBK0000404
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000404, and confirm that the system picks up CSB Bank Limited – UJJAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000404
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – UJJAIN, ensure your bank's portal accepts IFSC CSBK0000404 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – UJJAIN, use IMPS. With IFSC CSBK0000404 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000404 for CSB Bank Limited – UJJAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000404 | Yes – CSBK0000404 | Yes – CSBK0000404 |
For most retail customers crediting the Ujjain branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000404
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – UJJAIN is still mapped to IFSC CSBK0000404. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000404 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ujjain branch
Once you have an account at CSB Bank Limited – UJJAIN, the IFSC CSBK0000404 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ujjain branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601404.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000404
Digital banking channels
Most day-to-day work that customers used to do at the Ujjain branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000404 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ujjain branch
The branch is located at GROUND FLOOR,37,AMAR SINGH MARG,FREEGANJ,UJJAIN 456010,MADHYA PRADESH, which puts it inside Ujjain, the broader Ujjain district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Ujjain branch” — the verified location pin for IFSC CSBK0000404 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601404 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000404 and your account number.
Common mistakes to avoid when using IFSC CSBK0000404
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – UJJAIN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000404. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ujjain are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000404 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000404 for CSB Bank Limited – UJJAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
CSB Bank LimitedUjjain Branch
GROUND FLOOR,37,AMAR SINGH MARG,FREEGANJ,UJJAIN 456010,MADHYA PRADESH
Ujjain, Madhya Pradesh
Phone: 91-9072601404
IFSC: CSBK0000404
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ujjain branch but serve different purposes.
Where is CSB Bank Limited Ujjain branch located?
CSB Bank Limited's Ujjain branch is located at GROUND FLOOR,37,AMAR SINGH MARG,FREEGANJ,UJJAIN 456010,MADHYA PRADESH, Ujjain, Madhya Pradesh.
Does CSB Bank Limited Ujjain branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601404 to confirm.
What is the IFSC code of CSB Bank Limited Ujjain branch?
The IFSC code of CSB Bank Limited, Ujjain branch is CSBK0000404. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CSBK0000404 the same for all accounts at Ujjain branch?
Yes. The IFSC CSBK0000404 is shared by every account held at CSB Bank Limited's Ujjain branch. Only the account number changes from customer to customer.
Is IFSC CSBK0000404 valid for NEFT and RTGS?
Yes. IFSC CSBK0000404 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add CSB Bank Limited Ujjain as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000404, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CSBK0000404 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Ujjain reflect within 30 minutes.
Summary
The IFSC code CSBK0000404 belongs to CSB Bank Limited's UJJAIN branch, located at GROUND FLOOR,37,AMAR SINGH MARG,FREEGANJ,UJJAIN 456010,MADHYA PRADESH in UJJAIN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
