Use this page as a one-stop reference for everything related to CSB Bank Limited's UDUPI branch in UDUPI, KARNATAKA. The branch's IFSC code CSBK0000549 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – UDUPI is CSBK0000549. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000549 map to this branch in UDUPI, KARNATAKA.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Udupi branch in Udupi, Karnataka is part of this network and uses the IFSC code CSBK0000549 for all electronic settlement.
About the Udupi branch
The Udupi branch of CSB Bank Limited is situated at FIRST FLOOR,LAXMI PRASAD BUILDING,OPP MESCOM ,MARUTHI VEETHIKA ROAD,UDUPI 576101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000549 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Udupi |
| IFSC Code | CSBK0000549 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,LAXMI PRASAD BUILDING,OPP MESCOM ,MARUTHI VEETHIKA ROAD,UDUPI 576101 |
| City | Udupi |
| District | Udupi |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9072627549 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UDUPI of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000549 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000549 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000549 and the account number together uniquely identify the Udupi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000549
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000549 across all three.
NEFT to CSB Bank Limited, UDUPI using IFSC CSBK0000549
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000549, and confirm that the system picks up CSB Bank Limited – UDUPI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000549
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – UDUPI, ensure your bank's portal accepts IFSC CSBK0000549 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited UDUPI (IFSC CSBK0000549)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000549 in your mobile or internet banking app, and the money is credited to the UDUPI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000549 for CSB Bank Limited – UDUPI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000549 | Yes – CSBK0000549 | Yes – CSBK0000549 |
For most retail customers crediting the Udupi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000549
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – UDUPI is still mapped to IFSC CSBK0000549. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000549 and the beneficiary's account number to complete the transfer.
Account types you can open at the Udupi branch
Once you have an account at CSB Bank Limited – UDUPI, the IFSC CSBK0000549 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Udupi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072627549.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000549
Digital banking channels
Most day-to-day work that customers used to do at the Udupi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000549 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Udupi branch
The branch is located at FIRST FLOOR,LAXMI PRASAD BUILDING,OPP MESCOM ,MARUTHI VEETHIKA ROAD,UDUPI 576101, which puts it inside Udupi, the broader Udupi district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Udupi branch” — the verified location pin for IFSC CSBK0000549 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072627549 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000549 and your account number.
Common mistakes to avoid when using IFSC CSBK0000549
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – UDUPI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000549. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udupi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000549, however, work 24x7.
Verifying IFSC CSBK0000549 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000549 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072627549.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedUdupi Branch
FIRST FLOOR,LAXMI PRASAD BUILDING,OPP MESCOM ,MARUTHI VEETHIKA ROAD,UDUPI 576101
Udupi, Karnataka
Phone: 91-9072627549
IFSC: CSBK0000549
Frequently asked questions
Where is CSB Bank Limited Udupi branch located?
CSB Bank Limited's Udupi branch is located at FIRST FLOOR,LAXMI PRASAD BUILDING,OPP MESCOM ,MARUTHI VEETHIKA ROAD,UDUPI 576101, Udupi, Karnataka.
Is IFSC CSBK0000549 the same for all accounts at Udupi branch?
Yes. The IFSC CSBK0000549 is shared by every account held at CSB Bank Limited's Udupi branch. Only the account number changes from customer to customer.
How do I add CSB Bank Limited Udupi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000549, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of CSB Bank Limited Udupi branch?
The IFSC code of CSB Bank Limited, Udupi branch is CSBK0000549. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udupi branch but serve different purposes.
Is IFSC CSBK0000549 valid for NEFT and RTGS?
Yes. IFSC CSBK0000549 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of CSB Bank Limited Udupi branch?
You can reach the branch at 91-9072627549 during regular banking hours.
Does CSB Bank Limited Udupi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072627549 to confirm.
Summary
The IFSC code CSBK0000549 belongs to CSB Bank Limited's UDUPI branch, located at FIRST FLOOR,LAXMI PRASAD BUILDING,OPP MESCOM ,MARUTHI VEETHIKA ROAD,UDUPI 576101 in UDUPI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
