This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, PREMISESANDDEVELOPMENTDEPARTMENT branch in THRISSUR. The 11-digit IFSC CSBK0000973 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the PREMISESANDDEVELOPMENTDEPARTMENT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000973 is the IFSC of CSB Bank Limited's PREMISESANDDEVELOPMENTDEPARTMENT branch. The format is fixed: CSBK = bank code, 0 = reserved, 000973 = branch identifier.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Premisesanddevelopmentdepartment |
| IFSC Code | CSBK0000973 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CSBBHAVAN PBNO 502 ST MARY SCOLLEGEROAD THRISSUR680020 KERALA |
| City | Thrissur |
| District | Thrissur |
| State | Kerala |
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Premisesanddevelopmentdepartment branch in Thrissur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000973.
About this branch
The branch is located at CSBBHAVAN PBNO 502 ST MARY SCOLLEGEROAD THRISSUR680020 KERALA. It serves the Thrissur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000973 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's PREMISESANDDEVELOPMENTDEPARTMENT branch came to be assigned the code CSBK0000973.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000973, money simply cannot be routed to the PREMISESANDDEVELOPMENTDEPARTMENT branch electronically.
How to transfer money using IFSC CSBK0000973
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000973 across all three.
NEFT to CSB Bank Limited, PREMISESANDDEVELOPMENTDEPARTMENT using IFSC CSBK0000973
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000973, and confirm that the system picks up CSB Bank Limited – PREMISESANDDEVELOPMENTDEPARTMENT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000973
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – PREMISESANDDEVELOPMENTDEPARTMENT, ensure your bank's portal accepts IFSC CSBK0000973 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited PREMISESANDDEVELOPMENTDEPARTMENT (IFSC CSBK0000973)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000973 in your mobile or internet banking app, and the money is credited to the PREMISESANDDEVELOPMENTDEPARTMENT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000973 for CSB Bank Limited – PREMISESANDDEVELOPMENTDEPARTMENT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000973 | Yes – CSBK0000973 | Yes – CSBK0000973 |
For most retail customers crediting the Premisesanddevelopmentdepartment branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000973
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – PREMISESANDDEVELOPMENTDEPARTMENT is still mapped to IFSC CSBK0000973. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000973 and the beneficiary's account number to complete the transfer.
Account types you can open at the Premisesanddevelopmentdepartment branch
Once you have an account at CSB Bank Limited – PREMISESANDDEVELOPMENTDEPARTMENT, the IFSC CSBK0000973 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Premisesanddevelopmentdepartment branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000973
MICR & cheque-truncation details
Cheques drawn on the Premisesanddevelopmentdepartment branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000973 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Premisesanddevelopmentdepartment branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000973 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0000973
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – PREMISESANDDEVELOPMENTDEPARTMENT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000973. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Premisesanddevelopmentdepartment branch
The branch is located at CSBBHAVAN PBNO 502 ST MARY SCOLLEGEROAD THRISSUR680020 KERALA, which puts it inside Thrissur, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Premisesanddevelopmentdepartment branch” — the verified location pin for IFSC CSBK0000973 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000973 and your account number.
Verifying IFSC CSBK0000973 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000973 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Premisesanddevelopmentdepartment are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000973 continue to work without interruption.
Branch address & contact
CSB Bank LimitedPremisesanddevelopmentdepartment Branch
CSBBHAVAN PBNO 502 ST MARY SCOLLEGEROAD THRISSUR680020 KERALA
Thrissur, Kerala
Phone: the branch contact number
IFSC: CSBK0000973
Frequently asked questions
What is the IFSC code of CSB Bank Limited Premisesanddevelopmentdepartment branch?
The IFSC code of CSB Bank Limited, Premisesanddevelopmentdepartment branch is CSBK0000973. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is CSB Bank Limited Premisesanddevelopmentdepartment branch located?
CSB Bank Limited's Premisesanddevelopmentdepartment branch is located at CSBBHAVAN PBNO 502 ST MARY SCOLLEGEROAD THRISSUR680020 KERALA, Thrissur, Kerala.
Does CSB Bank Limited Premisesanddevelopmentdepartment branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add CSB Bank Limited Premisesanddevelopmentdepartment as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000973, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC CSBK0000973 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000973 to send funds instantly.
What is the phone number of CSB Bank Limited Premisesanddevelopmentdepartment branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC CSBK0000973 the same for all accounts at Premisesanddevelopmentdepartment branch?
Yes. The IFSC CSBK0000973 is shared by every account held at CSB Bank Limited's Premisesanddevelopmentdepartment branch. Only the account number changes from customer to customer.
Summary
The IFSC code CSBK0000973 belongs to CSB Bank Limited's PREMISESANDDEVELOPMENTDEPARTMENT branch, located at CSBBHAVAN PBNO 502 ST MARY SCOLLEGEROAD THRISSUR680020 KERALA in THRISSUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
