This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, THOYAKAVU branch in THOYAKKAVU. The 11-digit IFSC CSBK0000142 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the THOYAKAVU location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – THOYAKAVU is CSBK0000142. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000142 map to this branch in THOYAKKAVU, KERALA.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Thoyakavu |
| IFSC Code | CSBK0000142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THOYAKKAVU MULLASSERY RD,THOYAKKAVU,THRISSUR DISTRICT,680513 |
| City | Thoyakkavu |
| District | Thrissur |
| State | Kerala |
| STD Code | 487 |
| Phone | 6451636 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Thoyakavu branch — IFSC CSBK0000142 — extends the bank's services to customers in and around Thoyakkavu, Kerala.
About this branch
The branch is located at THOYAKKAVU MULLASSERY RD,THOYAKKAVU,THRISSUR DISTRICT,680513. It serves the Thoyakkavu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000142 is used to identify this branch on the RBI payments network.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THOYAKAVU of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000142 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000142 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000142 across all three.
How to use IFSC CSBK0000142 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's THOYAKAVU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000142.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as THOYAKAVU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THOYAKAVU
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's THOYAKAVU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000142 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – THOYAKAVU, use IMPS. With IFSC CSBK0000142 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000142 for CSB Bank Limited – THOYAKAVU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000142 | Yes – CSBK0000142 | Yes – CSBK0000142 |
For most retail customers crediting the Thoyakavu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's THOYAKAVU branch, the IFSC CSBK0000142 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thoyakavu branch is mapped to IFSC CSBK0000142 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000142.
Banking services available
The Thoyakavu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 487-6451636.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000142
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000142 and the account number together uniquely identify the Thoyakavu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Thoyakavu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000142 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0000142
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – THOYAKAVU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000142. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thoyakavu branch
The branch is located at THOYAKKAVU MULLASSERY RD,THOYAKKAVU,THRISSUR DISTRICT,680513, which puts it inside Thoyakkavu, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Thoyakavu branch” — the verified location pin for IFSC CSBK0000142 should appear at the top of the results.
- Confirm the branch is open by calling 487-6451636 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000142 and your account number.
Verifying IFSC CSBK0000142 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000142 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 487-6451636.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thoyakavu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000142, however, work 24x7.
Branch address & contact
CSB Bank LimitedThoyakavu Branch
THOYAKKAVU MULLASSERY RD,THOYAKKAVU,THRISSUR DISTRICT,680513
Thoyakkavu, Kerala
Phone: 487-6451636
IFSC: CSBK0000142
Frequently asked questions
Can I use IFSC CSBK0000142 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000142 to send funds instantly.
Is IFSC CSBK0000142 the same for all accounts at Thoyakavu branch?
Yes. The IFSC CSBK0000142 is shared by every account held at CSB Bank Limited's Thoyakavu branch. Only the account number changes from customer to customer.
What is the IFSC code of CSB Bank Limited Thoyakavu branch?
The IFSC code of CSB Bank Limited, Thoyakavu branch is CSBK0000142. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does CSB Bank Limited Thoyakavu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 487-6451636 to confirm.
Where is CSB Bank Limited Thoyakavu branch located?
CSB Bank Limited's Thoyakavu branch is located at THOYAKKAVU MULLASSERY RD,THOYAKKAVU,THRISSUR DISTRICT,680513, Thoyakkavu, Kerala.
How do I add CSB Bank Limited Thoyakavu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000142, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CSBK0000142 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Thoyakavu reflect within 30 minutes.
Is IFSC CSBK0000142 valid for NEFT and RTGS?
Yes. IFSC CSBK0000142 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CSBK0000142 is the IFSC code of CSB Bank Limited, THOYAKAVU branch, in THOYAKKAVU, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
