IFSC Code of CSB Bank Limited, NRI Thiruvananthapuram Kowdiar Branch, Kerala

Use this page as a one-stop reference for everything related to CSB Bank Limited's NRI THIRUVANANTHAPURAM KOWDIAR branch in THIRUVANANTHAPURAM, KERALA. The branch's IFSC code CSBK0000235 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for CSB Bank Limited – NRI THIRUVANANTHAPURAM KOWDIAR is CSBK0000235. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000235 map to this branch in THIRUVANANTHAPURAM, KERALA.

Bank profile

CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The NRI Thiruvananthapuram Kowdiar branch — IFSC CSBK0000235 — extends the bank's services to customers in and around Thiruvananthapuram, Kerala.

Branch details at a glance

About the NRI Thiruvananthapuram Kowdiar branch

The NRI Thiruvananthapuram Kowdiar branch of CSB Bank Limited is situated at MALANKARA BUILDING COMPLEX,PALAYAM,THIRUVANANTHAPURAM 695034,KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000235 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's NRI THIRUVANANTHAPURAM KOWDIAR branch came to be assigned the code CSBK0000235.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000235, money simply cannot be routed to the NRI THIRUVANANTHAPURAM KOWDIAR branch electronically.

Account types you can open at the NRI Thiruvananthapuram Kowdiar branch

Once you have an account at CSB Bank Limited – NRI THIRUVANANTHAPURAM KOWDIAR, the IFSC CSBK0000235 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The NRI Thiruvananthapuram Kowdiar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601235.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000235

How to transfer money using IFSC CSBK0000235

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000235 across all three.

NEFT to CSB Bank Limited, NRI THIRUVANANTHAPURAM KOWDIAR using IFSC CSBK0000235

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000235, and confirm that the system picks up CSB Bank Limited – NRI THIRUVANANTHAPURAM KOWDIAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NRI THIRUVANANTHAPURAM KOWDIAR

If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's NRI THIRUVANANTHAPURAM KOWDIAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000235 while initiating the transfer and the credit will appear within minutes.

IMPS to CSB Bank Limited NRI THIRUVANANTHAPURAM KOWDIAR (IFSC CSBK0000235)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000235 in your mobile or internet banking app, and the money is credited to the NRI THIRUVANANTHAPURAM KOWDIAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to NRI Thiruvananthapuram Kowdiar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000235:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NRI THIRUVANANTHAPURAM KOWDIAR is still linked to IFSC CSBK0000235.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC CSBK0000235

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – NRI THIRUVANANTHAPURAM KOWDIAR is still mapped to IFSC CSBK0000235. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000235 and the beneficiary's account number to complete the transfer.

Online banking and IFSC CSBK0000235

CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NRI THIRUVANANTHAPURAM KOWDIAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000235 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the NRI Thiruvananthapuram Kowdiar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000235 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC CSBK0000235

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – NRI THIRUVANANTHAPURAM KOWDIAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CSBK0000235.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The NRI Thiruvananthapuram Kowdiar branch sits at MALANKARA BUILDING COMPLEX,PALAYAM,THIRUVANANTHAPURAM 695034,KERALA. If you are travelling from outside Thiruvananthapuram, search for the branch on a maps application using the bank name and locality, or call 91-9072601235 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000235 and your account number.

Verifying IFSC CSBK0000235 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000235 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9072601235.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at NRI Thiruvananthapuram Kowdiar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000235 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CSBK0000235 belongs to CSB Bank Limited's NRI THIRUVANANTHAPURAM KOWDIAR branch, located at MALANKARA BUILDING COMPLEX,PALAYAM,THIRUVANANTHAPURAM 695034,KERALA in THIRUVANANTHAPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.