If you are searching for the IFSC code of CSB Bank Limited, SURAT VARACHHA branch in SURAT VARACHHA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is CSBK0000721. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SURAT VARACHHA branch, and detailed step-by-step guides for using the IFSC CSBK0000721 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's SURAT VARACHHA branch, the IFSC CSBK0000721 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000721 identifies this particular branch.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Surat Varachha branch in Surat Varachha, Gujarat is part of this network and uses the IFSC code CSBK0000721 for all electronic settlement.
About the Surat Varachha branch
The Surat Varachha branch of CSB Bank Limited is situated at GROUND FLOOR ,SHOP NO G 4 DEEPKAMAL1 NEAR SARTHANA JAKATNAKA,VARACHA,SURAT 395006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000721 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Surat Varachha |
| IFSC Code | CSBK0000721 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR ,SHOP NO G 4 DEEPKAMAL1 NEAR SARTHANA JAKATNAKA,VARACHA,SURAT 395006 |
| City | Surat Varachha |
| District | Surat |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9072601721 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's SURAT VARACHHA branch came to be assigned the code CSBK0000721.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000721, money simply cannot be routed to the SURAT VARACHHA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Surat Varachha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000721 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000721
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000721 across all three.
NEFT to CSB Bank Limited, SURAT VARACHHA using IFSC CSBK0000721
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000721, and confirm that the system picks up CSB Bank Limited – SURAT VARACHHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000721
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – SURAT VARACHHA, ensure your bank's portal accepts IFSC CSBK0000721 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – SURAT VARACHHA, use IMPS. With IFSC CSBK0000721 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Surat Varachha
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000721:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SURAT VARACHHA is still linked to IFSC CSBK0000721.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's SURAT VARACHHA branch, the IFSC CSBK0000721 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Surat Varachha branch
Once you have an account at CSB Bank Limited – SURAT VARACHHA, the IFSC CSBK0000721 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Surat Varachha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601721.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000721
Digital banking channels
Most day-to-day work that customers used to do at the Surat Varachha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000721 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Surat Varachha branch sits at GROUND FLOOR ,SHOP NO G 4 DEEPKAMAL1 NEAR SARTHANA JAKATNAKA,VARACHA,SURAT 395006. If you are travelling from outside Surat Varachha, search for the branch on a maps application using the bank name and locality, or call 91-9072601721 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000721 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – SURAT VARACHHA:
- The IFSC is exactly CSBK0000721 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and SURAT VARACHHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Surat Varachha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000721, however, work 24x7.
Verifying IFSC CSBK0000721 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000721 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601721.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedSurat Varachha Branch
GROUND FLOOR ,SHOP NO G 4 DEEPKAMAL1 NEAR SARTHANA JAKATNAKA,VARACHA,SURAT 395006
Surat Varachha, Gujarat
Phone: 91-9072601721
IFSC: CSBK0000721
Frequently asked questions
Does CSB Bank Limited Surat Varachha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601721 to confirm.
What is the phone number of CSB Bank Limited Surat Varachha branch?
You can reach the branch at 91-9072601721 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Surat Varachha branch but serve different purposes.
How do I add CSB Bank Limited Surat Varachha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000721, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0000721 the same for all accounts at Surat Varachha branch?
Yes. The IFSC CSBK0000721 is shared by every account held at CSB Bank Limited's Surat Varachha branch. Only the account number changes from customer to customer.
Can I use IFSC CSBK0000721 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000721 to send funds instantly.
Is IFSC CSBK0000721 valid for NEFT and RTGS?
Yes. IFSC CSBK0000721 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CSBK0000721 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Surat Varachha reflect within 30 minutes.
Final notes
To recap: CSBK0000721 is the IFSC code of CSB Bank Limited, SURAT VARACHHA branch, in SURAT VARACHHA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
