This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, RAMANAGARA branch in RAMANAGARA. The 11-digit IFSC CSBK0000514 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the RAMANAGARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – RAMANAGARA is CSBK0000514. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000514 map to this branch in RAMANAGARA, KARNATAKA.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramanagara branch in Ramanagara, Karnataka is part of this network and uses the IFSC code CSBK0000514 for all electronic settlement.
About the Ramanagara branch
The Ramanagara branch of CSB Bank Limited is situated at FIRST FLOOR,GANASHREE COMPLEX,MAGADI ROAD,ADISHAKTHAPURA,RAMANAGARA 562159. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000514 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Ramanagara |
| IFSC Code | CSBK0000514 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,GANASHREE COMPLEX,MAGADI ROAD,ADISHAKTHAPURA,RAMANAGARA 562159 |
| City | Ramanagara |
| District | Ramanagara |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9072627514 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMANAGARA of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000514 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000514 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000514 and the account number together uniquely identify the Ramanagara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000514
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000514 across all three.
NEFT to CSB Bank Limited, RAMANAGARA using IFSC CSBK0000514
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000514, and confirm that the system picks up CSB Bank Limited – RAMANAGARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAMANAGARA
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's RAMANAGARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000514 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited RAMANAGARA (IFSC CSBK0000514)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000514 in your mobile or internet banking app, and the money is credited to the RAMANAGARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000514 for CSB Bank Limited – RAMANAGARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000514 | Yes – CSBK0000514 | Yes – CSBK0000514 |
For most retail customers crediting the Ramanagara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000514
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – RAMANAGARA is still mapped to IFSC CSBK0000514. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000514 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ramanagara branch is mapped to IFSC CSBK0000514 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000514.
Products and services
Customers walking into the Ramanagara branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000514
Online banking and IFSC CSBK0000514
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAMANAGARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000514 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ramanagara branch
The branch is located at FIRST FLOOR,GANASHREE COMPLEX,MAGADI ROAD,ADISHAKTHAPURA,RAMANAGARA 562159, which puts it inside Ramanagara, the broader Ramanagara district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Ramanagara branch” — the verified location pin for IFSC CSBK0000514 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072627514 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000514 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – RAMANAGARA:
- The IFSC is exactly CSBK0000514 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and RAMANAGARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramanagara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000514, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000514 for CSB Bank Limited – RAMANAGARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
CSB Bank LimitedRamanagara Branch
FIRST FLOOR,GANASHREE COMPLEX,MAGADI ROAD,ADISHAKTHAPURA,RAMANAGARA 562159
Ramanagara, Karnataka
Phone: 91-9072627514
IFSC: CSBK0000514
Frequently asked questions
Where is CSB Bank Limited Ramanagara branch located?
CSB Bank Limited's Ramanagara branch is located at FIRST FLOOR,GANASHREE COMPLEX,MAGADI ROAD,ADISHAKTHAPURA,RAMANAGARA 562159, Ramanagara, Karnataka.
Is IFSC CSBK0000514 the same for all accounts at Ramanagara branch?
Yes. The IFSC CSBK0000514 is shared by every account held at CSB Bank Limited's Ramanagara branch. Only the account number changes from customer to customer.
Is IFSC CSBK0000514 valid for NEFT and RTGS?
Yes. IFSC CSBK0000514 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CSBK0000514 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Ramanagara reflect within 30 minutes.
Can I use IFSC CSBK0000514 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000514 to send funds instantly.
What is the IFSC code of CSB Bank Limited Ramanagara branch?
The IFSC code of CSB Bank Limited, Ramanagara branch is CSBK0000514. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code CSBK0000514 belongs to CSB Bank Limited's RAMANAGARA branch, located at FIRST FLOOR,GANASHREE COMPLEX,MAGADI ROAD,ADISHAKTHAPURA,RAMANAGARA 562159 in RAMANAGARA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
