This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, PUTHOOR branch in PUTHOOR. The 11-digit IFSC CSBK0000081 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the PUTHOOR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's PUTHOOR branch, the IFSC CSBK0000081 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000081 identifies this particular branch.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Puthoor branch in Puthoor. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000081.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Puthoor |
| IFSC Code | CSBK0000081 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P O PUTHOOR ,KOLLAM DIST,KERALA,691507 |
| City | Puthoor |
| District | Kollam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601081 |
About the Puthoor branch
The Puthoor branch of CSB Bank Limited is situated at P O PUTHOOR ,KOLLAM DIST,KERALA,691507. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000081 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's PUTHOOR branch came to be assigned the code CSBK0000081.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000081, money simply cannot be routed to the PUTHOOR branch electronically.
Account types you can open at the Puthoor branch
Once you have an account at CSB Bank Limited – PUTHOOR, the IFSC CSBK0000081 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Puthoor branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000081
How to transfer money using IFSC CSBK0000081
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000081 across all three.
NEFT to CSB Bank Limited, PUTHOOR using IFSC CSBK0000081
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000081, and confirm that the system picks up CSB Bank Limited – PUTHOOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUTHOOR
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's PUTHOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000081 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited PUTHOOR (IFSC CSBK0000081)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000081 in your mobile or internet banking app, and the money is credited to the PUTHOOR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Puthoor
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000081:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUTHOOR is still linked to IFSC CSBK0000081.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's PUTHOOR branch, the IFSC CSBK0000081 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CSBK0000081
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PUTHOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000081 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000081 and the account number together uniquely identify the Puthoor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – PUTHOOR:
- The IFSC is exactly CSBK0000081 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and PUTHOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Puthoor branch
The branch is located at P O PUTHOOR ,KOLLAM DIST,KERALA,691507, which puts it inside Puthoor, the broader Kollam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Puthoor branch” — the verified location pin for IFSC CSBK0000081 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601081 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000081 and your account number.
Verifying IFSC CSBK0000081 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000081 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601081.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puthoor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000081, however, work 24x7.
Branch address & contact
CSB Bank LimitedPuthoor Branch
P O PUTHOOR ,KOLLAM DIST,KERALA,691507
Puthoor, Kerala
Phone: 91-9072601081
IFSC: CSBK0000081
Frequently asked questions
Is IFSC CSBK0000081 the same for all accounts at Puthoor branch?
Yes. The IFSC CSBK0000081 is shared by every account held at CSB Bank Limited's Puthoor branch. Only the account number changes from customer to customer.
How do I add CSB Bank Limited Puthoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000081, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of CSB Bank Limited Puthoor branch?
You can reach the branch at 91-9072601081 during regular banking hours.
Where is CSB Bank Limited Puthoor branch located?
CSB Bank Limited's Puthoor branch is located at P O PUTHOOR ,KOLLAM DIST,KERALA,691507, Puthoor, Kerala.
Can I use IFSC CSBK0000081 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000081 to send funds instantly.
Does CSB Bank Limited Puthoor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601081 to confirm.
How quickly will an NEFT transfer using CSBK0000081 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Puthoor reflect within 30 minutes.
Summary
The IFSC code CSBK0000081 belongs to CSB Bank Limited's PUTHOOR branch, located at P O PUTHOOR ,KOLLAM DIST,KERALA,691507 in PUTHOOR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
