Below are the complete branch details for CSB Bank Limited, PUTHIYAKAVU branch, located in PUTHIYAKAVU, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000146. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000146 for CSB Bank Limited – PUTHIYAKAVU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – PUTHIYAKAVU is CSBK0000146. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000146 map to this branch in PUTHIYAKAVU, KERALA.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Puthiyakavu |
| IFSC Code | CSBK0000146 |
| MICR Code | Refer to cheque leaf |
| Branch Address | K S PURAM P O,NATIONAL HIGHWAY,KARUNAGAPALLY 690544 |
| City | Puthiyakavu |
| District | Kollam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601146 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Puthiyakavu branch — IFSC CSBK0000146 — extends the bank's services to customers in and around Puthiyakavu, Kerala.
About this branch
The branch is located at K S PURAM P O,NATIONAL HIGHWAY,KARUNAGAPALLY 690544. It serves the Puthiyakavu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000146 is used to identify this branch on the RBI payments network.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUTHIYAKAVU of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000146 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000146 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000146
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000146 across all three.
NEFT to CSB Bank Limited, PUTHIYAKAVU using IFSC CSBK0000146
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000146, and confirm that the system picks up CSB Bank Limited – PUTHIYAKAVU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUTHIYAKAVU
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's PUTHIYAKAVU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000146 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited PUTHIYAKAVU (IFSC CSBK0000146)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000146 in your mobile or internet banking app, and the money is credited to the PUTHIYAKAVU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Puthiyakavu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000146:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUTHIYAKAVU is still linked to IFSC CSBK0000146.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's PUTHIYAKAVU branch, the IFSC CSBK0000146 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Puthiyakavu branch is mapped to IFSC CSBK0000146 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000146.
Banking services available
The Puthiyakavu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601146.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000146
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000146 and the account number together uniquely identify the Puthiyakavu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Puthiyakavu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000146 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – PUTHIYAKAVU:
- The IFSC is exactly CSBK0000146 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and PUTHIYAKAVU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Puthiyakavu branch
The branch is located at K S PURAM P O,NATIONAL HIGHWAY,KARUNAGAPALLY 690544, which puts it inside Puthiyakavu, the broader Kollam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Puthiyakavu branch” — the verified location pin for IFSC CSBK0000146 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601146 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000146 and your account number.
Verifying IFSC CSBK0000146 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000146 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601146.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Puthiyakavu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000146 continue to work without interruption.
Branch address & contact
CSB Bank LimitedPuthiyakavu Branch
K S PURAM P O,NATIONAL HIGHWAY,KARUNAGAPALLY 690544
Puthiyakavu, Kerala
Phone: 91-9072601146
IFSC: CSBK0000146
Frequently asked questions
Does CSB Bank Limited Puthiyakavu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601146 to confirm.
How quickly will an NEFT transfer using CSBK0000146 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Puthiyakavu reflect within 30 minutes.
Where is CSB Bank Limited Puthiyakavu branch located?
CSB Bank Limited's Puthiyakavu branch is located at K S PURAM P O,NATIONAL HIGHWAY,KARUNAGAPALLY 690544, Puthiyakavu, Kerala.
Is IFSC CSBK0000146 valid for NEFT and RTGS?
Yes. IFSC CSBK0000146 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of CSB Bank Limited Puthiyakavu branch?
The IFSC code of CSB Bank Limited, Puthiyakavu branch is CSBK0000146. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Puthiyakavu branch but serve different purposes.
Can I use IFSC CSBK0000146 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000146 to send funds instantly.
Summary
The IFSC code CSBK0000146 belongs to CSB Bank Limited's PUTHIYAKAVU branch, located at K S PURAM P O,NATIONAL HIGHWAY,KARUNAGAPALLY 690544 in PUTHIYAKAVU, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
