Use this page as a one-stop reference for everything related to CSB Bank Limited's POOCHINNIPADAM branch in POOCHINNI PADAM, KERALA. The branch's IFSC code CSBK0000140 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's POOCHINNIPADAM branch, the IFSC CSBK0000140 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000140 identifies this particular branch.
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Poochinnipadam branch — IFSC CSBK0000140 — extends the bank's services to customers in and around Poochinni Padam, Kerala.
Poochinnipadam branch overview
Located at POOCHINNI PADAM,P O URAKAM,680562, the Poochinnipadam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000140 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Poochinnipadam |
| IFSC Code | CSBK0000140 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POOCHINNI PADAM,P O URAKAM,680562 |
| City | Poochinni Padam |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601140 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including POOCHINNIPADAM of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000140 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000140 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Poochinnipadam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000140 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000140
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000140 across all three.
NEFT to CSB Bank Limited, POOCHINNIPADAM using IFSC CSBK0000140
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000140, and confirm that the system picks up CSB Bank Limited – POOCHINNIPADAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000140
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – POOCHINNIPADAM, ensure your bank's portal accepts IFSC CSBK0000140 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited POOCHINNIPADAM (IFSC CSBK0000140)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000140 in your mobile or internet banking app, and the money is credited to the POOCHINNIPADAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000140 for CSB Bank Limited – POOCHINNIPADAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000140 | Yes – CSBK0000140 | Yes – CSBK0000140 |
For most retail customers crediting the Poochinnipadam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000140
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – POOCHINNIPADAM is still mapped to IFSC CSBK0000140. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000140 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Poochinnipadam branch is mapped to IFSC CSBK0000140 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000140.
Banking services available
The Poochinnipadam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601140.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000140
Digital banking channels
Most day-to-day work that customers used to do at the Poochinnipadam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000140 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Poochinnipadam branch sits at POOCHINNI PADAM,P O URAKAM,680562. If you are travelling from outside Poochinni Padam, search for the branch on a maps application using the bank name and locality, or call 91-9072601140 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000140 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – POOCHINNIPADAM:
- The IFSC is exactly CSBK0000140 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and POOCHINNIPADAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Poochinnipadam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000140, however, work 24x7.
Verifying IFSC CSBK0000140 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000140 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601140.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedPoochinnipadam Branch
POOCHINNI PADAM,P O URAKAM,680562
Poochinni Padam, Kerala
Phone: 91-9072601140
IFSC: CSBK0000140
Frequently asked questions
What is the phone number of CSB Bank Limited Poochinnipadam branch?
You can reach the branch at 91-9072601140 during regular banking hours.
How quickly will an NEFT transfer using CSBK0000140 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Poochinnipadam reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Poochinnipadam branch but serve different purposes.
How do I add CSB Bank Limited Poochinnipadam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000140, and complete OTP verification. Once activated, you can transfer funds at any time.
Does CSB Bank Limited Poochinnipadam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601140 to confirm.
Is IFSC CSBK0000140 the same for all accounts at Poochinnipadam branch?
Yes. The IFSC CSBK0000140 is shared by every account held at CSB Bank Limited's Poochinnipadam branch. Only the account number changes from customer to customer.
Where is CSB Bank Limited Poochinnipadam branch located?
CSB Bank Limited's Poochinnipadam branch is located at POOCHINNI PADAM,P O URAKAM,680562, Poochinni Padam, Kerala.
Summary
The IFSC code CSBK0000140 belongs to CSB Bank Limited's POOCHINNIPADAM branch, located at POOCHINNI PADAM,P O URAKAM,680562 in POOCHINNI PADAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
