Use this page as a one-stop reference for everything related to CSB Bank Limited's PATHIRIPALA branch in PATHIRIPALA, KERALA. The branch's IFSC code CSBK0000472 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's PATHIRIPALA branch, the IFSC CSBK0000472 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000472 identifies this particular branch.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Pathiripala branch in Pathiripala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000472.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Pathiripala |
| IFSC Code | CSBK0000472 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PATHIRIPALA,G S SADAN P O,MANKAVU,PALAKKAD,679302 |
| City | Pathiripala |
| District | Palakkad |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072657472 |
About the Pathiripala branch
The Pathiripala branch of CSB Bank Limited is situated at PATHIRIPALA,G S SADAN P O,MANKAVU,PALAKKAD,679302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000472 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's PATHIRIPALA branch came to be assigned the code CSBK0000472.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000472, money simply cannot be routed to the PATHIRIPALA branch electronically.
Products and account variants supported
Every account opened at the Pathiripala branch is mapped to IFSC CSBK0000472 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000472.
Banking services available
The Pathiripala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072657472.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000472
How to transfer money using IFSC CSBK0000472
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000472 across all three.
NEFT to CSB Bank Limited, PATHIRIPALA using IFSC CSBK0000472
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000472, and confirm that the system picks up CSB Bank Limited – PATHIRIPALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000472
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – PATHIRIPALA, ensure your bank's portal accepts IFSC CSBK0000472 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited PATHIRIPALA (IFSC CSBK0000472)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000472 in your mobile or internet banking app, and the money is credited to the PATHIRIPALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000472 for CSB Bank Limited – PATHIRIPALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000472 | Yes – CSBK0000472 | Yes – CSBK0000472 |
For most retail customers crediting the Pathiripala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000472
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – PATHIRIPALA is still mapped to IFSC CSBK0000472. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000472 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pathiripala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000472 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000472 and the account number together uniquely identify the Pathiripala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CSBK0000472
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – PATHIRIPALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000472. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pathiripala branch
The branch is located at PATHIRIPALA,G S SADAN P O,MANKAVU,PALAKKAD,679302, which puts it inside Pathiripala, the broader Palakkad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Pathiripala branch” — the verified location pin for IFSC CSBK0000472 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072657472 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000472 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000472 for CSB Bank Limited – PATHIRIPALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pathiripala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000472, however, work 24x7.
Branch address & contact
CSB Bank LimitedPathiripala Branch
PATHIRIPALA,G S SADAN P O,MANKAVU,PALAKKAD,679302
Pathiripala, Kerala
Phone: 91-9072657472
IFSC: CSBK0000472
Frequently asked questions
What is the IFSC code of CSB Bank Limited Pathiripala branch?
The IFSC code of CSB Bank Limited, Pathiripala branch is CSBK0000472. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC CSBK0000472 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000472 to send funds instantly.
Is IFSC CSBK0000472 the same for all accounts at Pathiripala branch?
Yes. The IFSC CSBK0000472 is shared by every account held at CSB Bank Limited's Pathiripala branch. Only the account number changes from customer to customer.
How do I add CSB Bank Limited Pathiripala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000472, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathiripala branch but serve different purposes.
Is IFSC CSBK0000472 valid for NEFT and RTGS?
Yes. IFSC CSBK0000472 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does CSB Bank Limited Pathiripala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072657472 to confirm.
Summary
The IFSC code CSBK0000472 belongs to CSB Bank Limited's PATHIRIPALA branch, located at PATHIRIPALA,G S SADAN P O,MANKAVU,PALAKKAD,679302 in PATHIRIPALA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
