Below are the complete branch details for CSB Bank Limited, PARAPPUR branch, located in PARAPPUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000324. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000324 for CSB Bank Limited – PARAPPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000324 is the IFSC of CSB Bank Limited's PARAPPUR branch. The format is fixed: CSBK = bank code, 0 = reserved, 000324 = branch identifier.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Parappur branch in Parappur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000324.
Parappur branch overview
Located at ST JOHNS FORANE CHURCH PREMISES,PARAPPUR P O,MUTHUVARA TRICHUR 680 552 KERALA, the Parappur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000324 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Parappur |
| IFSC Code | CSBK0000324 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ST JOHNS FORANE CHURCH PREMISES,PARAPPUR P O,MUTHUVARA TRICHUR 680 552 KERALA |
| City | Parappur |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601324 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's PARAPPUR branch came to be assigned the code CSBK0000324.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000324, money simply cannot be routed to the PARAPPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Parappur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000324 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC CSBK0000324
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000324 across all three.
How to use IFSC CSBK0000324 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's PARAPPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000324.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as PARAPPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PARAPPUR
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's PARAPPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000324 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited PARAPPUR (IFSC CSBK0000324)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000324 in your mobile or internet banking app, and the money is credited to the PARAPPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Parappur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000324:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PARAPPUR is still linked to IFSC CSBK0000324.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CSBK0000324
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – PARAPPUR is still mapped to IFSC CSBK0000324. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000324 and the beneficiary's account number to complete the transfer.
Account types you can open at the Parappur branch
Once you have an account at CSB Bank Limited – PARAPPUR, the IFSC CSBK0000324 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Parappur branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000324
Digital banking channels
Most day-to-day work that customers used to do at the Parappur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000324 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Parappur branch sits at ST JOHNS FORANE CHURCH PREMISES,PARAPPUR P O,MUTHUVARA TRICHUR 680 552 KERALA. If you are travelling from outside Parappur, search for the branch on a maps application using the bank name and locality, or call 91-9072601324 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000324 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – PARAPPUR:
- The IFSC is exactly CSBK0000324 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and PARAPPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Parappur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000324 continue to work without interruption.
Verifying IFSC CSBK0000324 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000324 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601324.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedParappur Branch
ST JOHNS FORANE CHURCH PREMISES,PARAPPUR P O,MUTHUVARA TRICHUR 680 552 KERALA
Parappur, Kerala
Phone: 91-9072601324
IFSC: CSBK0000324
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Parappur branch but serve different purposes.
Is IFSC CSBK0000324 the same for all accounts at Parappur branch?
Yes. The IFSC CSBK0000324 is shared by every account held at CSB Bank Limited's Parappur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using CSBK0000324 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Parappur reflect within 30 minutes.
Is IFSC CSBK0000324 valid for NEFT and RTGS?
Yes. IFSC CSBK0000324 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CSBK0000324 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000324 to send funds instantly.
What is the phone number of CSB Bank Limited Parappur branch?
You can reach the branch at 91-9072601324 during regular banking hours.
What is the IFSC code of CSB Bank Limited Parappur branch?
The IFSC code of CSB Bank Limited, Parappur branch is CSBK0000324. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add CSB Bank Limited Parappur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000324, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code CSBK0000324 belongs to CSB Bank Limited's PARAPPUR branch, located at ST JOHNS FORANE CHURCH PREMISES,PARAPPUR P O,MUTHUVARA TRICHUR 680 552 KERALA in PARAPPUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
