This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, NIRSA branch in NIRSA. The 11-digit IFSC CSBK0001332 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the NIRSA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – NIRSA is CSBK0001332. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001332 map to this branch in NIRSA, JHARKHAND.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Nirsa branch in Nirsa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0001332.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Nirsa |
| IFSC Code | CSBK0001332 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NIRSA BRANCH GROUND FLOOR BHART PLAZA NEAR POSTOFFICE NIRSA 828205 |
| City | Nirsa |
| District | Dhanbad |
| State | Jharkhand |
| STD Code | 0 |
| Phone | 9072601000 |
About the Nirsa branch
The Nirsa branch of CSB Bank Limited is situated at NIRSA BRANCH GROUND FLOOR BHART PLAZA NEAR POSTOFFICE NIRSA 828205. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0001332 is used.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIRSA of CSB Bank Limited — its own 11-character IFSC. The code CSBK0001332 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0001332 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nirsa branch is mapped to IFSC CSBK0001332 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0001332.
Products and services
Customers walking into the Nirsa branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0001332
How to transfer money using IFSC CSBK0001332
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001332 across all three.
How to use IFSC CSBK0001332 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's NIRSA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0001332.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as NIRSA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NIRSA
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's NIRSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0001332 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited NIRSA (IFSC CSBK0001332)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001332 in your mobile or internet banking app, and the money is credited to the NIRSA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0001332 for CSB Bank Limited – NIRSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0001332 | Yes – CSBK0001332 | Yes – CSBK0001332 |
For most retail customers crediting the Nirsa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0001332
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – NIRSA is still mapped to IFSC CSBK0001332. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0001332 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CSBK0001332
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NIRSA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0001332 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0001332 and the account number together uniquely identify the Nirsa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – NIRSA:
- The IFSC is exactly CSBK0001332 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and NIRSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nirsa branch
The branch is located at NIRSA BRANCH GROUND FLOOR BHART PLAZA NEAR POSTOFFICE NIRSA 828205, which puts it inside Nirsa, the broader Dhanbad district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Nirsa branch” — the verified location pin for IFSC CSBK0001332 should appear at the top of the results.
- Confirm the branch is open by calling 9072601000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0001332 and your account number.
Verifying IFSC CSBK0001332 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0001332 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9072601000.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nirsa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0001332, however, work 24x7.
Branch address & contact
CSB Bank LimitedNirsa Branch
NIRSA BRANCH GROUND FLOOR BHART PLAZA NEAR POSTOFFICE NIRSA 828205
Nirsa, Jharkhand
Phone: 9072601000
IFSC: CSBK0001332
Frequently asked questions
How quickly will an NEFT transfer using CSBK0001332 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Nirsa reflect within 30 minutes.
How do I add CSB Bank Limited Nirsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0001332, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of CSB Bank Limited Nirsa branch?
You can reach the branch at 9072601000 during regular banking hours.
Can I use IFSC CSBK0001332 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0001332 to send funds instantly.
Does CSB Bank Limited Nirsa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9072601000 to confirm.
Is IFSC CSBK0001332 the same for all accounts at Nirsa branch?
Yes. The IFSC CSBK0001332 is shared by every account held at CSB Bank Limited's Nirsa branch. Only the account number changes from customer to customer.
Where is CSB Bank Limited Nirsa branch located?
CSB Bank Limited's Nirsa branch is located at NIRSA BRANCH GROUND FLOOR BHART PLAZA NEAR POSTOFFICE NIRSA 828205, Nirsa, Jharkhand.
Is IFSC CSBK0001332 valid for NEFT and RTGS?
Yes. IFSC CSBK0001332 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CSBK0001332 belongs to CSB Bank Limited's NIRSA branch, located at NIRSA BRANCH GROUND FLOOR BHART PLAZA NEAR POSTOFFICE NIRSA 828205 in NIRSA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
