If you are searching for the IFSC code of CSB Bank Limited, NILAMBUR branch in NILAMBUR, KERALA, this page has every detail you need. The verified IFSC code for this branch is CSBK0000400. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NILAMBUR branch, and detailed step-by-step guides for using the IFSC CSBK0000400 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000400 is the IFSC of CSB Bank Limited's NILAMBUR branch. The format is fixed: CSBK = bank code, 0 = reserved, 000400 = branch identifier.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Nilambur |
| IFSC Code | CSBK0000400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2 640 G,JANATHAPADI,CNG ROAD ,NILAMBUR 679329 |
| City | Nilambur |
| District | Malappuram |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601400 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nilambur branch — IFSC CSBK0000400 — extends the bank's services to customers in and around Nilambur, Kerala.
About the Nilambur branch
The Nilambur branch of CSB Bank Limited is situated at 2 640 G,JANATHAPADI,CNG ROAD ,NILAMBUR 679329. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000400 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's NILAMBUR branch came to be assigned the code CSBK0000400.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000400, money simply cannot be routed to the NILAMBUR branch electronically.
How to transfer money using IFSC CSBK0000400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000400 across all three.
NEFT to CSB Bank Limited, NILAMBUR using IFSC CSBK0000400
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000400, and confirm that the system picks up CSB Bank Limited – NILAMBUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000400
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – NILAMBUR, ensure your bank's portal accepts IFSC CSBK0000400 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited NILAMBUR (IFSC CSBK0000400)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000400 in your mobile or internet banking app, and the money is credited to the NILAMBUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000400 for CSB Bank Limited – NILAMBUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000400 | Yes – CSBK0000400 | Yes – CSBK0000400 |
For most retail customers crediting the Nilambur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000400
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – NILAMBUR is still mapped to IFSC CSBK0000400. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000400 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nilambur branch
Once you have an account at CSB Bank Limited – NILAMBUR, the IFSC CSBK0000400 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nilambur branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000400
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000400 and the account number together uniquely identify the Nilambur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Nilambur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0000400
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – NILAMBUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000400. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nilambur branch
The branch is located at 2 640 G,JANATHAPADI,CNG ROAD ,NILAMBUR 679329, which puts it inside Nilambur, the broader Malappuram district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Nilambur branch” — the verified location pin for IFSC CSBK0000400 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601400 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000400 and your account number.
Verifying IFSC CSBK0000400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601400.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nilambur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000400 continue to work without interruption.
Branch address & contact
CSB Bank LimitedNilambur Branch
2 640 G,JANATHAPADI,CNG ROAD ,NILAMBUR 679329
Nilambur, Kerala
Phone: 91-9072601400
IFSC: CSBK0000400
Frequently asked questions
Is IFSC CSBK0000400 the same for all accounts at Nilambur branch?
Yes. The IFSC CSBK0000400 is shared by every account held at CSB Bank Limited's Nilambur branch. Only the account number changes from customer to customer.
What is the IFSC code of CSB Bank Limited Nilambur branch?
The IFSC code of CSB Bank Limited, Nilambur branch is CSBK0000400. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add CSB Bank Limited Nilambur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000400, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of CSB Bank Limited Nilambur branch?
You can reach the branch at 91-9072601400 during regular banking hours.
Where is CSB Bank Limited Nilambur branch located?
CSB Bank Limited's Nilambur branch is located at 2 640 G,JANATHAPADI,CNG ROAD ,NILAMBUR 679329, Nilambur, Kerala.
Is IFSC CSBK0000400 valid for NEFT and RTGS?
Yes. IFSC CSBK0000400 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: CSBK0000400 is the IFSC code of CSB Bank Limited, NILAMBUR branch, in NILAMBUR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
