Use this page as a one-stop reference for everything related to CSB Bank Limited's NAGERCOIL branch in NAGERCOIL, TAMIL NADU. The branch's IFSC code CSBK0000131 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000131 is the IFSC of CSB Bank Limited's NAGERCOIL branch. The format is fixed: CSBK = bank code, 0 = reserved, 000131 = branch identifier.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Nagercoil branch in Nagercoil. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000131.
Nagercoil branch overview
Located at NO 4,DENNISON STREET,NAGERCOIL 629001, the Nagercoil branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000131 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Nagercoil |
| IFSC Code | CSBK0000131 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 4,DENNISON STREET,NAGERCOIL 629001 |
| City | Nagercoil |
| District | Kanniyakumari |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9072601131 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAGERCOIL of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000131 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000131 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000131 and the account number together uniquely identify the Nagercoil branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000131
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000131 across all three.
NEFT to CSB Bank Limited, NAGERCOIL using IFSC CSBK0000131
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000131, and confirm that the system picks up CSB Bank Limited – NAGERCOIL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAGERCOIL
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's NAGERCOIL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000131 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – NAGERCOIL, use IMPS. With IFSC CSBK0000131 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000131 for CSB Bank Limited – NAGERCOIL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000131 | Yes – CSBK0000131 | Yes – CSBK0000131 |
For most retail customers crediting the Nagercoil branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000131
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – NAGERCOIL is still mapped to IFSC CSBK0000131. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000131 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nagercoil branch
Once you have an account at CSB Bank Limited – NAGERCOIL, the IFSC CSBK0000131 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nagercoil branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000131
Digital banking channels
Most day-to-day work that customers used to do at the Nagercoil branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000131 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Nagercoil branch
The branch is located at NO 4,DENNISON STREET,NAGERCOIL 629001, which puts it inside Nagercoil, the broader Kanniyakumari district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Nagercoil branch” — the verified location pin for IFSC CSBK0000131 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601131 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000131 and your account number.
Common mistakes to avoid when using IFSC CSBK0000131
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – NAGERCOIL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000131. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagercoil branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000131, however, work 24x7.
Verifying IFSC CSBK0000131 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000131 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601131.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedNagercoil Branch
NO 4,DENNISON STREET,NAGERCOIL 629001
Nagercoil, Tamil Nadu
Phone: 91-9072601131
IFSC: CSBK0000131
Frequently asked questions
How do I add CSB Bank Limited Nagercoil as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000131, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagercoil branch but serve different purposes.
What is the IFSC code of CSB Bank Limited Nagercoil branch?
The IFSC code of CSB Bank Limited, Nagercoil branch is CSBK0000131. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CSBK0000131 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Nagercoil reflect within 30 minutes.
Is IFSC CSBK0000131 the same for all accounts at Nagercoil branch?
Yes. The IFSC CSBK0000131 is shared by every account held at CSB Bank Limited's Nagercoil branch. Only the account number changes from customer to customer.
Is IFSC CSBK0000131 valid for NEFT and RTGS?
Yes. IFSC CSBK0000131 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CSBK0000131 belongs to CSB Bank Limited's NAGERCOIL branch, located at NO 4,DENNISON STREET,NAGERCOIL 629001 in NAGERCOIL, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
