IFSC Code of CSB Bank Limited, Mvp Colony Visakhapatnam Branch, Andhra Pradesh

Below are the complete branch details for CSB Bank Limited, MVP COLONY VISAKHAPATNAM branch, located in MVP COLONY VISAKHAPATNAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0001270. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0001270 for CSB Bank Limited – MVP COLONY VISAKHAPATNAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for CSB Bank Limited – MVP COLONY VISAKHAPATNAM is CSBK0001270. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001270 map to this branch in MVP COLONY VISAKHAPATNAM, ANDHRA PRADESH.

Branch details at a glance

Bank profile

CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mvp Colony Visakhapatnam branch — IFSC CSBK0001270 — extends the bank's services to customers in and around Mvp Colony Visakhapatnam, Andhra Pradesh.

Mvp Colony Visakhapatnam branch overview

Located at GROUND FLOOR 1-83-15 GF 101 102 MVP COLONY SAMPATH CHAMBERS REVENUE WARD 8 VISAKHAPATNAM ANDHRA PRADESH 530017, the Mvp Colony Visakhapatnam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0001270 is required for all interbank electronic transfers routed through this branch.

Why every CSB Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MVP COLONY VISAKHAPATNAM of CSB Bank Limited — its own 11-character IFSC. The code CSBK0001270 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0001270 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CSBK0001270

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001270 across all three.

How to use IFSC CSBK0001270 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's MVP COLONY VISAKHAPATNAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC CSBK0001270.
4. Confirm the bank name auto-populates as CSB Bank Limited and the branch as MVP COLONY VISAKHAPATNAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC CSBK0001270

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – MVP COLONY VISAKHAPATNAM, ensure your bank's portal accepts IFSC CSBK0001270 while registering the beneficiary. RTGS is also available 24x7.

IMPS to CSB Bank Limited MVP COLONY VISAKHAPATNAM (IFSC CSBK0001270)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001270 in your mobile or internet banking app, and the money is credited to the MVP COLONY VISAKHAPATNAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CSBK0001270 for CSB Bank Limited – MVP COLONY VISAKHAPATNAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mvp Colony Visakhapatnam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CSBK0001270

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – MVP COLONY VISAKHAPATNAM is still mapped to IFSC CSBK0001270. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0001270 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mvp Colony Visakhapatnam branch is mapped to IFSC CSBK0001270 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CSBK0001270.

Banking services available

The Mvp Colony Visakhapatnam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072661270.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0001270

MICR & cheque-truncation details

Cheques drawn on the Mvp Colony Visakhapatnam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0001270 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC CSBK0001270

CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MVP COLONY VISAKHAPATNAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0001270 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC CSBK0001270

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – MVP COLONY VISAKHAPATNAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: CSBK0001270.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mvp Colony Visakhapatnam branch sits at GROUND FLOOR 1-83-15 GF 101 102 MVP COLONY SAMPATH CHAMBERS REVENUE WARD 8 VISAKHAPATNAM ANDHRA PRADESH 530017. If you are travelling from outside Mvp Colony Visakhapatnam, search for the branch on a maps application using the bank name and locality, or call 91-9072661270 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0001270 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CSBK0001270 for CSB Bank Limited – MVP COLONY VISAKHAPATNAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mvp Colony Visakhapatnam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0001270, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CSBK0001270 belongs to CSB Bank Limited's MVP COLONY VISAKHAPATNAM branch, located at GROUND FLOOR 1-83-15 GF 101 102 MVP COLONY SAMPATH CHAMBERS REVENUE WARD 8… in MVP COLONY VISAKHAPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.