Use this page as a one-stop reference for everything related to CSB Bank Limited's MELAPALAYAM branch in MELAPALAYAM, TAMIL NADU. The branch's IFSC code CSBK0000543 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's MELAPALAYAM branch, the IFSC CSBK0000543 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000543 identifies this particular branch.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Melapalayam branch in Melapalayam, Tamil Nadu is part of this network and uses the IFSC code CSBK0000543 for all electronic settlement.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Melapalayam |
| IFSC Code | CSBK0000543 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,TS NO3418 1A,NETAJI ROAD,OPP CSI ANDREW CHURCH,MELEPALAYAM,627005 |
| City | Melapalayam |
| District | Thirunelveli |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9072627543 |
About the Melapalayam branch
The Melapalayam branch of CSB Bank Limited is situated at GROUND FLOOR,TS NO3418 1A,NETAJI ROAD,OPP CSI ANDREW CHURCH,MELEPALAYAM,627005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000543 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's MELAPALAYAM branch came to be assigned the code CSBK0000543.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000543, money simply cannot be routed to the MELAPALAYAM branch electronically.
Account types you can open at the Melapalayam branch
Once you have an account at CSB Bank Limited – MELAPALAYAM, the IFSC CSBK0000543 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Melapalayam branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000543
How to transfer money using IFSC CSBK0000543
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000543 across all three.
NEFT to CSB Bank Limited, MELAPALAYAM using IFSC CSBK0000543
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000543, and confirm that the system picks up CSB Bank Limited – MELAPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MELAPALAYAM
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's MELAPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000543 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited MELAPALAYAM (IFSC CSBK0000543)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000543 in your mobile or internet banking app, and the money is credited to the MELAPALAYAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Melapalayam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000543:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MELAPALAYAM is still linked to IFSC CSBK0000543.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's MELAPALAYAM branch, the IFSC CSBK0000543 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Melapalayam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000543 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000543 and the account number together uniquely identify the Melapalayam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – MELAPALAYAM:
- The IFSC is exactly CSBK0000543 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and MELAPALAYAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Melapalayam branch sits at GROUND FLOOR,TS NO3418 1A,NETAJI ROAD,OPP CSI ANDREW CHURCH,MELEPALAYAM,627005. If you are travelling from outside Melapalayam, search for the branch on a maps application using the bank name and locality, or call 91-9072627543 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000543 and your account number.
Verifying IFSC CSBK0000543 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000543 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072627543.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Melapalayam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000543 continue to work without interruption.
Branch address & contact
CSB Bank LimitedMelapalayam Branch
GROUND FLOOR,TS NO3418 1A,NETAJI ROAD,OPP CSI ANDREW CHURCH,MELEPALAYAM,627005
Melapalayam, Tamil Nadu
Phone: 91-9072627543
IFSC: CSBK0000543
Frequently asked questions
Is IFSC CSBK0000543 valid for NEFT and RTGS?
Yes. IFSC CSBK0000543 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add CSB Bank Limited Melapalayam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000543, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is CSB Bank Limited Melapalayam branch located?
CSB Bank Limited's Melapalayam branch is located at GROUND FLOOR,TS NO3418 1A,NETAJI ROAD,OPP CSI ANDREW CHURCH,MELEPALAYAM,627005, Melapalayam, Tamil Nadu.
What is the IFSC code of CSB Bank Limited Melapalayam branch?
The IFSC code of CSB Bank Limited, Melapalayam branch is CSBK0000543. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using CSBK0000543 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Melapalayam reflect within 30 minutes.
What is the phone number of CSB Bank Limited Melapalayam branch?
You can reach the branch at 91-9072627543 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Melapalayam branch but serve different purposes.
Can I use IFSC CSBK0000543 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000543 to send funds instantly.
Final notes
To recap: CSBK0000543 is the IFSC code of CSB Bank Limited, MELAPALAYAM branch, in MELAPALAYAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
