Below are the complete branch details for CSB Bank Limited, KONDAZHY branch, located in MAYANNUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000434. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000434 for CSB Bank Limited – KONDAZHY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000434 is the IFSC of CSB Bank Limited's KONDAZHY branch. The format is fixed: CSBK = bank code, 0 = reserved, 000434 = branch identifier.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kondazhy branch in Mayannur, Kerala is part of this network and uses the IFSC code CSBK0000434 for all electronic settlement.
Kondazhy branch overview
Located at AMBADY COMPLEX,VIA MAYANNUR,SOUTH KONDAZHY P O,PIN 679106, the Kondazhy branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000434 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kondazhy |
| IFSC Code | CSBK0000434 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AMBADY COMPLEX,VIA MAYANNUR,SOUTH KONDAZHY P O,PIN 679106 |
| City | Mayannur |
| District | Thrissur |
| State | Kerala |
| STD Code | 4884 |
| Phone | 286677 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KONDAZHY of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000434 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000434 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000434 and the account number together uniquely identify the Kondazhy branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000434
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000434 across all three.
How to use IFSC CSBK0000434 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's KONDAZHY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000434.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as KONDAZHY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000434
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – KONDAZHY, ensure your bank's portal accepts IFSC CSBK0000434 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – KONDAZHY, use IMPS. With IFSC CSBK0000434 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000434 for CSB Bank Limited – KONDAZHY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000434 | Yes – CSBK0000434 | Yes – CSBK0000434 |
For most retail customers crediting the Kondazhy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000434
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – KONDAZHY is still mapped to IFSC CSBK0000434. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000434 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kondazhy branch is mapped to IFSC CSBK0000434 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000434.
Products and services
Customers walking into the Kondazhy branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000434
Digital banking channels
Most day-to-day work that customers used to do at the Kondazhy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000434 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Kondazhy branch sits at AMBADY COMPLEX,VIA MAYANNUR,SOUTH KONDAZHY P O,PIN 679106. If you are travelling from outside Mayannur, search for the branch on a maps application using the bank name and locality, or call 4884-286677 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000434 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – KONDAZHY:
- The IFSC is exactly CSBK0000434 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and KONDAZHY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kondazhy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000434, however, work 24x7.
Verifying IFSC CSBK0000434 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000434 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4884-286677.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedKondazhy Branch
AMBADY COMPLEX,VIA MAYANNUR,SOUTH KONDAZHY P O,PIN 679106
Mayannur, Kerala
Phone: 4884-286677
IFSC: CSBK0000434
Frequently asked questions
What is the phone number of CSB Bank Limited Kondazhy branch?
You can reach the branch at 4884-286677 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kondazhy branch but serve different purposes.
What is the IFSC code of CSB Bank Limited Kondazhy branch?
The IFSC code of CSB Bank Limited, Kondazhy branch is CSBK0000434. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CSBK0000434 the same for all accounts at Kondazhy branch?
Yes. The IFSC CSBK0000434 is shared by every account held at CSB Bank Limited's Kondazhy branch. Only the account number changes from customer to customer.
How do I add CSB Bank Limited Kondazhy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000434, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CSBK0000434 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Kondazhy reflect within 30 minutes.
Summary
The IFSC code CSBK0000434 belongs to CSB Bank Limited's KONDAZHY branch, located at AMBADY COMPLEX,VIA MAYANNUR,SOUTH KONDAZHY P O,PIN 679106 in MAYANNUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
