Use this page as a one-stop reference for everything related to CSB Bank Limited's MALAYATTUR branch in MALAYATTUR, KERALA. The branch's IFSC code CSBK0000061 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – MALAYATTUR is CSBK0000061. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000061 map to this branch in MALAYATTUR, KERALA.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Malayattur branch in Malayattur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000061.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Malayattur |
| IFSC Code | CSBK0000061 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ST THOMAS CHURCH BUILDING MALAYATTUR 683587 ERNAKULAM DT,KERALA |
| City | Malayattur |
| District | Ernakulam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601061 |
About this branch
The branch is located at ST THOMAS CHURCH BUILDING MALAYATTUR 683587 ERNAKULAM DT,KERALA. It serves the Malayattur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000061 is used to identify this branch on the RBI payments network.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALAYATTUR of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000061 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000061 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Malayattur branch
Once you have an account at CSB Bank Limited – MALAYATTUR, the IFSC CSBK0000061 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Malayattur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601061.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000061
How to transfer money using IFSC CSBK0000061
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000061 across all three.
NEFT to CSB Bank Limited, MALAYATTUR using IFSC CSBK0000061
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000061, and confirm that the system picks up CSB Bank Limited – MALAYATTUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000061
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – MALAYATTUR, ensure your bank's portal accepts IFSC CSBK0000061 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – MALAYATTUR, use IMPS. With IFSC CSBK0000061 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000061 for CSB Bank Limited – MALAYATTUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000061 | Yes – CSBK0000061 | Yes – CSBK0000061 |
For most retail customers crediting the Malayattur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's MALAYATTUR branch, the IFSC CSBK0000061 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Malayattur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000061 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Malayattur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000061 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC CSBK0000061
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – MALAYATTUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000061. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Malayattur branch sits at ST THOMAS CHURCH BUILDING MALAYATTUR 683587 ERNAKULAM DT,KERALA. If you are travelling from outside Malayattur, search for the branch on a maps application using the bank name and locality, or call 91-9072601061 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000061 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000061 for CSB Bank Limited – MALAYATTUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Malayattur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000061, however, work 24x7.
Branch address & contact
CSB Bank LimitedMalayattur Branch
ST THOMAS CHURCH BUILDING MALAYATTUR 683587 ERNAKULAM DT,KERALA
Malayattur, Kerala
Phone: 91-9072601061
IFSC: CSBK0000061
Frequently asked questions
What is the phone number of CSB Bank Limited Malayattur branch?
You can reach the branch at 91-9072601061 during regular banking hours.
What is the IFSC code of CSB Bank Limited Malayattur branch?
The IFSC code of CSB Bank Limited, Malayattur branch is CSBK0000061. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC CSBK0000061 the same for all accounts at Malayattur branch?
Yes. The IFSC CSBK0000061 is shared by every account held at CSB Bank Limited's Malayattur branch. Only the account number changes from customer to customer.
How do I add CSB Bank Limited Malayattur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000061, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CSBK0000061 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Malayattur reflect within 30 minutes.
Can I use IFSC CSBK0000061 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000061 to send funds instantly.
Is IFSC CSBK0000061 valid for NEFT and RTGS?
Yes. IFSC CSBK0000061 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does CSB Bank Limited Malayattur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601061 to confirm.
Summary
The IFSC code CSBK0000061 belongs to CSB Bank Limited's MALAYATTUR branch, located at ST THOMAS CHURCH BUILDING MALAYATTUR 683587 ERNAKULAM DT,KERALA in MALAYATTUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
