Use this page as a one-stop reference for everything related to CSB Bank Limited's MADDI branch in MADDI, ANDHRA PRADESH. The branch's IFSC code CSBK0000814 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000814 is the IFSC of CSB Bank Limited's MADDI branch. The format is fixed: CSBK = bank code, 0 = reserved, 000814 = branch identifier.
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Maddi branch — IFSC CSBK0000814 — extends the bank's services to customers in and around Maddi, Andhra Pradesh.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Maddi |
| IFSC Code | CSBK0000814 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, D NO 238 1, MADDI, PADMANABHAM MANDAL, VISHAKHAPATNAM, ANDHRA PRADESH 531219 |
| City | Maddi |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9866821394 |
About this branch
The branch is located at GROUND FLOOR, D NO 238 1, MADDI, PADMANABHAM MANDAL, VISHAKHAPATNAM, ANDHRA PRADESH 531219. It serves the Maddi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000814 is used to identify this branch on the RBI payments network.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADDI of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000814 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000814 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Maddi branch is mapped to IFSC CSBK0000814 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000814.
Products and services
Customers walking into the Maddi branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000814
How to transfer money using IFSC CSBK0000814
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000814 across all three.
NEFT to CSB Bank Limited, MADDI using IFSC CSBK0000814
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000814, and confirm that the system picks up CSB Bank Limited – MADDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000814
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – MADDI, ensure your bank's portal accepts IFSC CSBK0000814 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited MADDI (IFSC CSBK0000814)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000814 in your mobile or internet banking app, and the money is credited to the MADDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000814 for CSB Bank Limited – MADDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000814 | Yes – CSBK0000814 | Yes – CSBK0000814 |
For most retail customers crediting the Maddi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000814
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – MADDI is still mapped to IFSC CSBK0000814. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000814 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CSBK0000814
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MADDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000814 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Maddi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000814 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – MADDI:
- The IFSC is exactly CSBK0000814 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and MADDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Maddi branch sits at GROUND FLOOR, D NO 238 1, MADDI, PADMANABHAM MANDAL, VISHAKHAPATNAM, ANDHRA PRADESH 531219. If you are travelling from outside Maddi, search for the branch on a maps application using the bank name and locality, or call 91-9866821394 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000814 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0000814 for CSB Bank Limited – MADDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Maddi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000814, however, work 24x7.
Branch address & contact
CSB Bank LimitedMaddi Branch
GROUND FLOOR, D NO 238 1, MADDI, PADMANABHAM MANDAL, VISHAKHAPATNAM, ANDHRA PRADESH 531219
Maddi, Andhra Pradesh
Phone: 91-9866821394
IFSC: CSBK0000814
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Maddi branch but serve different purposes.
What is the phone number of CSB Bank Limited Maddi branch?
You can reach the branch at 91-9866821394 during regular banking hours.
How do I add CSB Bank Limited Maddi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000814, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CSBK0000814 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Maddi reflect within 30 minutes.
What is the IFSC code of CSB Bank Limited Maddi branch?
The IFSC code of CSB Bank Limited, Maddi branch is CSBK0000814. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does CSB Bank Limited Maddi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9866821394 to confirm.
Is IFSC CSBK0000814 valid for NEFT and RTGS?
Yes. IFSC CSBK0000814 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC CSBK0000814 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000814 to send funds instantly.
Summary
The IFSC code CSBK0000814 belongs to CSB Bank Limited's MADDI branch, located at GROUND FLOOR, D NO 238 1, MADDI, PADMANABHAM MANDAL, VISHAKHAPATNAM, ANDHRA… in MADDI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
