This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, MUKKOOTTUTHARA branch in KOTTAYAM. The 11-digit IFSC CSBK0000139 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the MUKKOOTTUTHARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000139 is the IFSC of CSB Bank Limited's MUKKOOTTUTHARA branch. The format is fixed: CSBK = bank code, 0 = reserved, 000139 = branch identifier.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Mukkoottuthara branch in Kottayam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000139.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Mukkoottuthara |
| IFSC Code | CSBK0000139 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO 1,PAMPAVALY ROAD,MUKKOOTTUTHARA 686510 KOTTAYAM DT,KERALA |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601139 |
About the Mukkoottuthara branch
The Mukkoottuthara branch of CSB Bank Limited is situated at P B NO 1,PAMPAVALY ROAD,MUKKOOTTUTHARA 686510 KOTTAYAM DT,KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000139 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's MUKKOOTTUTHARA branch came to be assigned the code CSBK0000139.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000139, money simply cannot be routed to the MUKKOOTTUTHARA branch electronically.
Products and account variants supported
Every account opened at the Mukkoottuthara branch is mapped to IFSC CSBK0000139 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000139.
Products and services
Customers walking into the Mukkoottuthara branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000139
How to transfer money using IFSC CSBK0000139
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000139 across all three.
How to use IFSC CSBK0000139 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's MUKKOOTTUTHARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000139.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as MUKKOOTTUTHARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000139
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – MUKKOOTTUTHARA, ensure your bank's portal accepts IFSC CSBK0000139 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited MUKKOOTTUTHARA (IFSC CSBK0000139)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000139 in your mobile or internet banking app, and the money is credited to the MUKKOOTTUTHARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000139 for CSB Bank Limited – MUKKOOTTUTHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000139 | Yes – CSBK0000139 | Yes – CSBK0000139 |
For most retail customers crediting the Mukkoottuthara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's MUKKOOTTUTHARA branch, the IFSC CSBK0000139 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Mukkoottuthara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000139 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000139 and the account number together uniquely identify the Mukkoottuthara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CSBK0000139
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – MUKKOOTTUTHARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000139. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mukkoottuthara branch sits at P B NO 1,PAMPAVALY ROAD,MUKKOOTTUTHARA 686510 KOTTAYAM DT,KERALA. If you are travelling from outside Kottayam, search for the branch on a maps application using the bank name and locality, or call 91-9072601139 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000139 and your account number.
Verifying IFSC CSBK0000139 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000139 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601139.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mukkoottuthara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000139 continue to work without interruption.
Branch address & contact
CSB Bank LimitedMukkoottuthara Branch
P B NO 1,PAMPAVALY ROAD,MUKKOOTTUTHARA 686510 KOTTAYAM DT,KERALA
Kottayam, Kerala
Phone: 91-9072601139
IFSC: CSBK0000139
Frequently asked questions
What is the phone number of CSB Bank Limited Mukkoottuthara branch?
You can reach the branch at 91-9072601139 during regular banking hours.
How quickly will an NEFT transfer using CSBK0000139 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Mukkoottuthara reflect within 30 minutes.
Is IFSC CSBK0000139 the same for all accounts at Mukkoottuthara branch?
Yes. The IFSC CSBK0000139 is shared by every account held at CSB Bank Limited's Mukkoottuthara branch. Only the account number changes from customer to customer.
Does CSB Bank Limited Mukkoottuthara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601139 to confirm.
Can I use IFSC CSBK0000139 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000139 to send funds instantly.
How do I add CSB Bank Limited Mukkoottuthara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000139, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is CSB Bank Limited Mukkoottuthara branch located?
CSB Bank Limited's Mukkoottuthara branch is located at P B NO 1,PAMPAVALY ROAD,MUKKOOTTUTHARA 686510 KOTTAYAM DT,KERALA, Kottayam, Kerala.
Final notes
To recap: CSBK0000139 is the IFSC code of CSB Bank Limited, MUKKOOTTUTHARA branch, in KOTTAYAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
