This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, KANAKKARY branch in KOTTAYAM. The 11-digit IFSC CSBK0000217 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the KANAKKARY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000217 is the IFSC of CSB Bank Limited's KANAKKARY branch. The format is fixed: CSBK = bank code, 0 = reserved, 000217 = branch identifier.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kanakkary |
| IFSC Code | CSBK0000217 |
| MICR Code | Refer to cheque leaf |
| Branch Address | K P W 10,KANAKKARY P O,KOTTAYAM DT,686632 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601217 |
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Kanakkary branch in Kottayam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000217.
About the Kanakkary branch
The Kanakkary branch of CSB Bank Limited is situated at K P W 10,KANAKKARY P O,KOTTAYAM DT,686632. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000217 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's KANAKKARY branch came to be assigned the code CSBK0000217.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000217, money simply cannot be routed to the KANAKKARY branch electronically.
How to transfer money using IFSC CSBK0000217
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000217 across all three.
NEFT to CSB Bank Limited, KANAKKARY using IFSC CSBK0000217
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000217, and confirm that the system picks up CSB Bank Limited – KANAKKARY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANAKKARY
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's KANAKKARY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000217 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – KANAKKARY, use IMPS. With IFSC CSBK0000217 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000217 for CSB Bank Limited – KANAKKARY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000217 | Yes – CSBK0000217 | Yes – CSBK0000217 |
For most retail customers crediting the Kanakkary branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's KANAKKARY branch, the IFSC CSBK0000217 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kanakkary branch is mapped to IFSC CSBK0000217 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000217.
Banking services available
The Kanakkary branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601217.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000217
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000217 and the account number together uniquely identify the Kanakkary branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kanakkary branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000217 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0000217
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – KANAKKARY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000217. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kanakkary branch sits at K P W 10,KANAKKARY P O,KOTTAYAM DT,686632. If you are travelling from outside Kottayam, search for the branch on a maps application using the bank name and locality, or call 91-9072601217 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000217 and your account number.
Verifying IFSC CSBK0000217 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000217 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601217.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanakkary branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000217, however, work 24x7.
Branch address & contact
CSB Bank LimitedKanakkary Branch
K P W 10,KANAKKARY P O,KOTTAYAM DT,686632
Kottayam, Kerala
Phone: 91-9072601217
IFSC: CSBK0000217
Frequently asked questions
What is the phone number of CSB Bank Limited Kanakkary branch?
You can reach the branch at 91-9072601217 during regular banking hours.
Can I use IFSC CSBK0000217 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000217 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kanakkary branch but serve different purposes.
Is IFSC CSBK0000217 valid for NEFT and RTGS?
Yes. IFSC CSBK0000217 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does CSB Bank Limited Kanakkary branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601217 to confirm.
How quickly will an NEFT transfer using CSBK0000217 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Kanakkary reflect within 30 minutes.
How do I add CSB Bank Limited Kanakkary as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000217, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: CSBK0000217 is the IFSC code of CSB Bank Limited, KANAKKARY branch, in KOTTAYAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
