If you are searching for the IFSC code of CSB Bank Limited, KOMMADI branch in KOMMADI, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is CSBK0001294. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOMMADI branch, and detailed step-by-step guides for using the IFSC CSBK0001294 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's KOMMADI branch, the IFSC CSBK0001294 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 001294 identifies this particular branch.
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kommadi branch in Kommadi, Andhra Pradesh is part of this network and uses the IFSC code CSBK0001294 for all electronic settlement.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kommadi |
| IFSC Code | CSBK0001294 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR PLOT NO 35 100 FT ROAD KOMMADI VILLAGE MADHURAWADA VISHAKAPATANAM ANDHRA PRADESH 530048 |
| City | Kommadi |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| Phone | 9072601000 |
About the Kommadi branch
The Kommadi branch of CSB Bank Limited is situated at UPPER GROUND FLOOR PLOT NO 35 100 FT ROAD KOMMADI VILLAGE MADHURAWADA VISHAKAPATANAM ANDHRA PRADESH 530048. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0001294 is used.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOMMADI of CSB Bank Limited — its own 11-character IFSC. The code CSBK0001294 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0001294 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kommadi branch is mapped to IFSC CSBK0001294 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0001294.
Products and services
Customers walking into the Kommadi branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0001294
How to transfer money using IFSC CSBK0001294
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001294 across all three.
How to use IFSC CSBK0001294 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's KOMMADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0001294.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as KOMMADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOMMADI
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's KOMMADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0001294 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited KOMMADI (IFSC CSBK0001294)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001294 in your mobile or internet banking app, and the money is credited to the KOMMADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0001294 for CSB Bank Limited – KOMMADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0001294 | Yes – CSBK0001294 | Yes – CSBK0001294 |
For most retail customers crediting the Kommadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0001294
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – KOMMADI is still mapped to IFSC CSBK0001294. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0001294 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kommadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0001294 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0001294 and the account number together uniquely identify the Kommadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CSBK0001294
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – KOMMADI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0001294. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kommadi branch
The branch is located at UPPER GROUND FLOOR PLOT NO 35 100 FT ROAD KOMMADI VILLAGE MADHURAWADA VISHAKAPATANAM ANDHRA PRADESH 530048, which puts it inside Kommadi, the broader Visakhapatnam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Kommadi branch” — the verified location pin for IFSC CSBK0001294 should appear at the top of the results.
- Confirm the branch is open by calling 9072601000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0001294 and your account number.
Verifying IFSC CSBK0001294 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0001294 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9072601000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kommadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0001294 continue to work without interruption.
Branch address & contact
CSB Bank LimitedKommadi Branch
UPPER GROUND FLOOR PLOT NO 35 100 FT ROAD KOMMADI VILLAGE MADHURAWADA VISHAKAPATANAM ANDHRA PRADESH 530048
Kommadi, Andhra Pradesh
Phone: 9072601000
IFSC: CSBK0001294
Frequently asked questions
Is IFSC CSBK0001294 the same for all accounts at Kommadi branch?
Yes. The IFSC CSBK0001294 is shared by every account held at CSB Bank Limited's Kommadi branch. Only the account number changes from customer to customer.
What is the phone number of CSB Bank Limited Kommadi branch?
You can reach the branch at 9072601000 during regular banking hours.
How do I add CSB Bank Limited Kommadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0001294, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC CSBK0001294 valid for NEFT and RTGS?
Yes. IFSC CSBK0001294 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does CSB Bank Limited Kommadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9072601000 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kommadi branch but serve different purposes.
Summary
The IFSC code CSBK0001294 belongs to CSB Bank Limited's KOMMADI branch, located at UPPER GROUND FLOOR PLOT NO 35 100 FT ROAD KOMMADI VILLAGE MADHURAWADA… in KOMMADI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
