If you are searching for the IFSC code of CSB Bank Limited, KOLLAM branch in KOLLAM, KERALA, this page has every detail you need. The verified IFSC code for this branch is CSBK0000082. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLLAM branch, and detailed step-by-step guides for using the IFSC CSBK0000082 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For CSB Bank Limited's KOLLAM branch, the IFSC CSBK0000082 breaks down as follows: CSBK identifies the bank, 0 is the reserved character, and 000082 identifies this particular branch.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kollam |
| IFSC Code | CSBK0000082 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAJEEM COMPLEX,DISTRICT HOSPITAL ROAD,VADAYATTUKOTTA ROAD END,CHAMAKADA,KOLLAM 691001,KERALA |
| City | Kollam |
| District | Kollam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072601082 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kollam branch — IFSC CSBK0000082 — extends the bank's services to customers in and around Kollam, Kerala.
About the Kollam branch
The Kollam branch of CSB Bank Limited is situated at NAJEEM COMPLEX,DISTRICT HOSPITAL ROAD,VADAYATTUKOTTA ROAD END,CHAMAKADA,KOLLAM 691001,KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000082 is used.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOLLAM of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000082 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000082 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000082
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000082 across all three.
How to use IFSC CSBK0000082 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's KOLLAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000082.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as KOLLAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KOLLAM
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's KOLLAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000082 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – KOLLAM, use IMPS. With IFSC CSBK0000082 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000082 for CSB Bank Limited – KOLLAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000082 | Yes – CSBK0000082 | Yes – CSBK0000082 |
For most retail customers crediting the Kollam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000082
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – KOLLAM is still mapped to IFSC CSBK0000082. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000082 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kollam branch is mapped to IFSC CSBK0000082 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000082.
Banking services available
The Kollam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072601082.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000082
MICR & cheque-truncation details
Cheques drawn on the Kollam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000082 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CSBK0000082
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOLLAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000082 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – KOLLAM:
- The IFSC is exactly CSBK0000082 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and KOLLAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kollam branch sits at NAJEEM COMPLEX,DISTRICT HOSPITAL ROAD,VADAYATTUKOTTA ROAD END,CHAMAKADA,KOLLAM 691001,KERALA. If you are travelling from outside Kollam, search for the branch on a maps application using the bank name and locality, or call 91-9072601082 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000082 and your account number.
Verifying IFSC CSBK0000082 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000082 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601082.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kollam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000082, however, work 24x7.
Branch address & contact
CSB Bank LimitedKollam Branch
NAJEEM COMPLEX,DISTRICT HOSPITAL ROAD,VADAYATTUKOTTA ROAD END,CHAMAKADA,KOLLAM 691001,KERALA
Kollam, Kerala
Phone: 91-9072601082
IFSC: CSBK0000082
Frequently asked questions
Is IFSC CSBK0000082 valid for NEFT and RTGS?
Yes. IFSC CSBK0000082 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of CSB Bank Limited Kollam branch?
You can reach the branch at 91-9072601082 during regular banking hours.
Is IFSC CSBK0000082 the same for all accounts at Kollam branch?
Yes. The IFSC CSBK0000082 is shared by every account held at CSB Bank Limited's Kollam branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kollam branch but serve different purposes.
How quickly will an NEFT transfer using CSBK0000082 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Kollam reflect within 30 minutes.
Where is CSB Bank Limited Kollam branch located?
CSB Bank Limited's Kollam branch is located at NAJEEM COMPLEX,DISTRICT HOSPITAL ROAD,VADAYATTUKOTTA ROAD END,CHAMAKADA,KOLLAM 691001,KERALA, Kollam, Kerala.
Summary
The IFSC code CSBK0000082 belongs to CSB Bank Limited's KOLLAM branch, located at NAJEEM COMPLEX,DISTRICT HOSPITAL ROAD,VADAYATTUKOTTA ROAD END,CHAMAKADA,KOLLAM… in KOLLAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
