Below are the complete branch details for CSB Bank Limited, KODUNGALLUR branch, located in KODUNGALLUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CSBK0000465. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CSBK0000465 for CSB Bank Limited – KODUNGALLUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – KODUNGALLUR is CSBK0000465. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000465 map to this branch in KODUNGALLUR, KERALA.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kodungallur |
| IFSC Code | CSBK0000465 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,VALIYAVEETIL COMPLEX,NEAR GOVT HOSPITAL,WEST NADA,KODUNGALLUR 680664 |
| City | Kodungallur |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 9072605465 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kodungallur branch — IFSC CSBK0000465 — extends the bank's services to customers in and around Kodungallur, Kerala.
About the Kodungallur branch
The Kodungallur branch of CSB Bank Limited is situated at GROUND FLOOR,VALIYAVEETIL COMPLEX,NEAR GOVT HOSPITAL,WEST NADA,KODUNGALLUR 680664. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000465 is used.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KODUNGALLUR of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000465 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000465 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0000465
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000465 across all three.
NEFT to CSB Bank Limited, KODUNGALLUR using IFSC CSBK0000465
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0000465, and confirm that the system picks up CSB Bank Limited – KODUNGALLUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC CSBK0000465
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – KODUNGALLUR, ensure your bank's portal accepts IFSC CSBK0000465 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited KODUNGALLUR (IFSC CSBK0000465)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000465 in your mobile or internet banking app, and the money is credited to the KODUNGALLUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kodungallur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CSBK0000465:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KODUNGALLUR is still linked to IFSC CSBK0000465.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at CSB Bank Limited's KODUNGALLUR branch, the IFSC CSBK0000465 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kodungallur branch is mapped to IFSC CSBK0000465 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000465.
Products and services
Customers walking into the Kodungallur branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000465
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000465 and the account number together uniquely identify the Kodungallur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC CSBK0000465
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KODUNGALLUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000465 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC CSBK0000465
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – KODUNGALLUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000465. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kodungallur branch sits at GROUND FLOOR,VALIYAVEETIL COMPLEX,NEAR GOVT HOSPITAL,WEST NADA,KODUNGALLUR 680664. If you are travelling from outside Kodungallur, search for the branch on a maps application using the bank name and locality, or call 91-9072605465 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000465 and your account number.
Verifying IFSC CSBK0000465 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000465 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072605465.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kodungallur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000465, however, work 24x7.
Branch address & contact
CSB Bank LimitedKodungallur Branch
GROUND FLOOR,VALIYAVEETIL COMPLEX,NEAR GOVT HOSPITAL,WEST NADA,KODUNGALLUR 680664
Kodungallur, Kerala
Phone: 91-9072605465
IFSC: CSBK0000465
Frequently asked questions
Is IFSC CSBK0000465 the same for all accounts at Kodungallur branch?
Yes. The IFSC CSBK0000465 is shared by every account held at CSB Bank Limited's Kodungallur branch. Only the account number changes from customer to customer.
Does CSB Bank Limited Kodungallur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072605465 to confirm.
How quickly will an NEFT transfer using CSBK0000465 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Kodungallur reflect within 30 minutes.
What is the IFSC code of CSB Bank Limited Kodungallur branch?
The IFSC code of CSB Bank Limited, Kodungallur branch is CSBK0000465. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is CSB Bank Limited Kodungallur branch located?
CSB Bank Limited's Kodungallur branch is located at GROUND FLOOR,VALIYAVEETIL COMPLEX,NEAR GOVT HOSPITAL,WEST NADA,KODUNGALLUR 680664, Kodungallur, Kerala.
How do I add CSB Bank Limited Kodungallur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000465, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of CSB Bank Limited Kodungallur branch?
You can reach the branch at 91-9072605465 during regular banking hours.
Summary
The IFSC code CSBK0000465 belongs to CSB Bank Limited's KODUNGALLUR branch, located at GROUND FLOOR,VALIYAVEETIL COMPLEX,NEAR GOVT HOSPITAL,WEST NADA,KODUNGALLUR… in KODUNGALLUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
