If you are searching for the IFSC code of CSB Bank Limited, KARAD branch in KARAD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is CSBK0000519. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KARAD branch, and detailed step-by-step guides for using the IFSC CSBK0000519 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CSBK0000519 is the IFSC of CSB Bank Limited's KARAD branch. The format is fixed: CSBK = bank code, 0 = reserved, 000519 = branch identifier.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Karad |
| IFSC Code | CSBK0000519 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,NEAR TO AKHTA MANTAL KARYALAYA,MALKAPUR ROAD,KARAD SATARA,415539 |
| City | Karad |
| District | Satara |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9072627519 |
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Karad branch in Karad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000519.
About this branch
The branch is located at GROUND FLOOR,NEAR TO AKHTA MANTAL KARYALAYA,MALKAPUR ROAD,KARAD SATARA,415539. It serves the Karad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of CSB Bank Limited. The IFSC CSBK0000519 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's KARAD branch came to be assigned the code CSBK0000519.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000519, money simply cannot be routed to the KARAD branch electronically.
How to transfer money using IFSC CSBK0000519
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000519 across all three.
How to use IFSC CSBK0000519 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's KARAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000519.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as KARAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000519
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – KARAD, ensure your bank's portal accepts IFSC CSBK0000519 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to CSB Bank Limited – KARAD, use IMPS. With IFSC CSBK0000519 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000519 for CSB Bank Limited – KARAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000519 | Yes – CSBK0000519 | Yes – CSBK0000519 |
For most retail customers crediting the Karad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000519
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – KARAD is still mapped to IFSC CSBK0000519. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000519 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Karad branch is mapped to IFSC CSBK0000519 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000519.
Banking services available
The Karad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072627519.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CSBK0000519
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000519 and the account number together uniquely identify the Karad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Karad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000519 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0000519
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – KARAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000519. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Karad branch sits at GROUND FLOOR,NEAR TO AKHTA MANTAL KARYALAYA,MALKAPUR ROAD,KARAD SATARA,415539. If you are travelling from outside Karad, search for the branch on a maps application using the bank name and locality, or call 91-9072627519 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0000519 and your account number.
Verifying IFSC CSBK0000519 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000519 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072627519.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000519, however, work 24x7.
Branch address & contact
CSB Bank LimitedKarad Branch
GROUND FLOOR,NEAR TO AKHTA MANTAL KARYALAYA,MALKAPUR ROAD,KARAD SATARA,415539
Karad, Maharashtra
Phone: 91-9072627519
IFSC: CSBK0000519
Frequently asked questions
Can I use IFSC CSBK0000519 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0000519 to send funds instantly.
Does CSB Bank Limited Karad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072627519 to confirm.
How do I add CSB Bank Limited Karad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000519, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is CSB Bank Limited Karad branch located?
CSB Bank Limited's Karad branch is located at GROUND FLOOR,NEAR TO AKHTA MANTAL KARYALAYA,MALKAPUR ROAD,KARAD SATARA,415539, Karad, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karad branch but serve different purposes.
What is the IFSC code of CSB Bank Limited Karad branch?
The IFSC code of CSB Bank Limited, Karad branch is CSBK0000519. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of CSB Bank Limited Karad branch?
You can reach the branch at 91-9072627519 during regular banking hours.
Summary
The IFSC code CSBK0000519 belongs to CSB Bank Limited's KARAD branch, located at GROUND FLOOR,NEAR TO AKHTA MANTAL KARYALAYA,MALKAPUR ROAD,KARAD SATARA,415539 in KARAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
