This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, KALLADIKODE branch in KALLADIKODE. The 11-digit IFSC CSBK0000769 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the KALLADIKODE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – KALLADIKODE is CSBK0000769. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000769 map to this branch in KALLADIKODE, KERALA.
About CSB Bank Limited
CSB Bank Limited operates a wide network of branches across India, including the Kalladikode branch in Kalladikode. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CSBK0000769.
About the Kalladikode branch
The Kalladikode branch of CSB Bank Limited is situated at GROUND FLOOR, HK TOWERS, TB JUNCTION, KALLADIKODE, PALAKKAD, KERALA 678596. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0000769 is used.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Kalladikode |
| IFSC Code | CSBK0000769 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, HK TOWERS, TB JUNCTION, KALLADIKODE, PALAKKAD, KERALA 678596 |
| City | Kalladikode |
| District | Palakkad |
| State | Kerala |
| STD Code | 91 |
| Phone | 9567036564 |
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALLADIKODE of CSB Bank Limited — its own 11-character IFSC. The code CSBK0000769 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0000769 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by CSB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CSBK0000769 and the account number together uniquely identify the Kalladikode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC CSBK0000769
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000769 across all three.
How to use IFSC CSBK0000769 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's KALLADIKODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000769.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as KALLADIKODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CSBK0000769
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to CSB Bank Limited – KALLADIKODE, ensure your bank's portal accepts IFSC CSBK0000769 while registering the beneficiary. RTGS is also available 24x7.
IMPS to CSB Bank Limited KALLADIKODE (IFSC CSBK0000769)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000769 in your mobile or internet banking app, and the money is credited to the KALLADIKODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000769 for CSB Bank Limited – KALLADIKODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000769 | Yes – CSBK0000769 | Yes – CSBK0000769 |
For most retail customers crediting the Kalladikode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000769
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – KALLADIKODE is still mapped to IFSC CSBK0000769. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000769 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kalladikode branch is mapped to IFSC CSBK0000769 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000769.
Products and services
Customers walking into the Kalladikode branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000769
Digital banking channels
Most day-to-day work that customers used to do at the Kalladikode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0000769 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kalladikode branch
The branch is located at GROUND FLOOR, HK TOWERS, TB JUNCTION, KALLADIKODE, PALAKKAD, KERALA 678596, which puts it inside Kalladikode, the broader Palakkad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Kalladikode branch” — the verified location pin for IFSC CSBK0000769 should appear at the top of the results.
- Confirm the branch is open by calling 91-9567036564 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000769 and your account number.
Common mistakes to avoid when using IFSC CSBK0000769
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – KALLADIKODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0000769. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kalladikode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0000769 continue to work without interruption.
Verifying IFSC CSBK0000769 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000769 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9567036564.
- Visiting the bank's official branch locator page.
Branch address & contact
CSB Bank LimitedKalladikode Branch
GROUND FLOOR, HK TOWERS, TB JUNCTION, KALLADIKODE, PALAKKAD, KERALA 678596
Kalladikode, Kerala
Phone: 91-9567036564
IFSC: CSBK0000769
Frequently asked questions
How quickly will an NEFT transfer using CSBK0000769 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Kalladikode reflect within 30 minutes.
Where is CSB Bank Limited Kalladikode branch located?
CSB Bank Limited's Kalladikode branch is located at GROUND FLOOR, HK TOWERS, TB JUNCTION, KALLADIKODE, PALAKKAD, KERALA 678596, Kalladikode, Kerala.
How do I add CSB Bank Limited Kalladikode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000769, and complete OTP verification. Once activated, you can transfer funds at any time.
Does CSB Bank Limited Kalladikode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9567036564 to confirm.
What is the phone number of CSB Bank Limited Kalladikode branch?
You can reach the branch at 91-9567036564 during regular banking hours.
Is IFSC CSBK0000769 valid for NEFT and RTGS?
Yes. IFSC CSBK0000769 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalladikode branch but serve different purposes.
Summary
The IFSC code CSBK0000769 belongs to CSB Bank Limited's KALLADIKODE branch, located at GROUND FLOOR, HK TOWERS, TB JUNCTION, KALLADIKODE, PALAKKAD, KERALA 678596 in KALLADIKODE, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
