If you are searching for the IFSC code of CSB Bank Limited, JALANDHAR branch in JALANDHAR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is CSBK0000318. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JALANDHAR branch, and detailed step-by-step guides for using the IFSC CSBK0000318 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – JALANDHAR is CSBK0000318. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000318 map to this branch in JALANDHAR, PUNJAB.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Jalandhar |
| IFSC Code | CSBK0000318 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 32,G T ROAD,AMARDEEP BUILDING,OPP NARINDER CINEMA,JALANDHAR CITY 144 001,PUNJAB |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9072601318 |
About the bank
CSB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jalandhar branch in Jalandhar, Punjab is part of this network and uses the IFSC code CSBK0000318 for all electronic settlement.
Jalandhar branch overview
Located at 32,G T ROAD,AMARDEEP BUILDING,OPP NARINDER CINEMA,JALANDHAR CITY 144 001,PUNJAB, the Jalandhar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CSBK0000318 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how CSB Bank Limited's JALANDHAR branch came to be assigned the code CSBK0000318.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CSBK0000318, money simply cannot be routed to the JALANDHAR branch electronically.
How to transfer money using IFSC CSBK0000318
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0000318 across all three.
How to use IFSC CSBK0000318 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to CSB Bank Limited's JALANDHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CSBK0000318.
- Confirm the bank name auto-populates as CSB Bank Limited and the branch as JALANDHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JALANDHAR
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's JALANDHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0000318 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited JALANDHAR (IFSC CSBK0000318)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0000318 in your mobile or internet banking app, and the money is credited to the JALANDHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0000318 for CSB Bank Limited – JALANDHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0000318 | Yes – CSBK0000318 | Yes – CSBK0000318 |
For most retail customers crediting the Jalandhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0000318
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – JALANDHAR is still mapped to IFSC CSBK0000318. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0000318 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jalandhar branch is mapped to IFSC CSBK0000318 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0000318.
Products and services
Customers walking into the Jalandhar branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0000318
MICR & cheque-truncation details
Cheques drawn on the Jalandhar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0000318 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC CSBK0000318
CSB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JALANDHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CSBK0000318 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to CSB Bank Limited – JALANDHAR:
- The IFSC is exactly CSBK0000318 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills CSB Bank Limited as the bank name and JALANDHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jalandhar branch
The branch is located at 32,G T ROAD,AMARDEEP BUILDING,OPP NARINDER CINEMA,JALANDHAR CITY 144 001,PUNJAB, which puts it inside Jalandhar, the broader Jalandhar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “CSB Bank Limited Jalandhar branch” — the verified location pin for IFSC CSBK0000318 should appear at the top of the results.
- Confirm the branch is open by calling 91-9072601318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CSBK0000318 and your account number.
Verifying IFSC CSBK0000318 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CSBK0000318 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9072601318.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jalandhar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CSBK0000318, however, work 24x7.
Branch address & contact
CSB Bank LimitedJalandhar Branch
32,G T ROAD,AMARDEEP BUILDING,OPP NARINDER CINEMA,JALANDHAR CITY 144 001,PUNJAB
Jalandhar, Punjab
Phone: 91-9072601318
IFSC: CSBK0000318
Frequently asked questions
Where is CSB Bank Limited Jalandhar branch located?
CSB Bank Limited's Jalandhar branch is located at 32,G T ROAD,AMARDEEP BUILDING,OPP NARINDER CINEMA,JALANDHAR CITY 144 001,PUNJAB, Jalandhar, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jalandhar branch but serve different purposes.
Does CSB Bank Limited Jalandhar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072601318 to confirm.
What is the IFSC code of CSB Bank Limited Jalandhar branch?
The IFSC code of CSB Bank Limited, Jalandhar branch is CSBK0000318. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add CSB Bank Limited Jalandhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0000318, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of CSB Bank Limited Jalandhar branch?
You can reach the branch at 91-9072601318 during regular banking hours.
Is IFSC CSBK0000318 valid for NEFT and RTGS?
Yes. IFSC CSBK0000318 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code CSBK0000318 belongs to CSB Bank Limited's JALANDHAR branch, located at 32,G T ROAD,AMARDEEP BUILDING,OPP NARINDER CINEMA,JALANDHAR CITY 144 001,PUNJAB in JALANDHAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
