This page lists the IFSC code, branch address, contact number and fund-transfer information for CSB Bank Limited, HIMMATNAGAR branch in HIMMATNAGAR. The 11-digit IFSC CSBK0001274 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with CSB Bank Limited at the HIMMATNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for CSB Bank Limited – HIMMATNAGAR is CSBK0001274. The first four letters CSBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001274 map to this branch in HIMMATNAGAR, GUJARAT.
Branch details at a glance
| Bank Name | CSB Bank Limited |
|---|---|
| Branch | Himmatnagar |
| IFSC Code | CSBK0001274 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NO 1 2 3 SHYAM ARCADE SAHAKARI JIN ROAD MOTIPURA HIMMATNAGAR GUJARAT 383001 |
| City | Himmatnagar |
| District | Sabar Kantha |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9072211274 |
Bank profile
CSB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Himmatnagar branch — IFSC CSBK0001274 — extends the bank's services to customers in and around Himmatnagar, Gujarat.
About the Himmatnagar branch
The Himmatnagar branch of CSB Bank Limited is situated at GROUND FLOOR SHOP NO 1 2 3 SHYAM ARCADE SAHAKARI JIN ROAD MOTIPURA HIMMATNAGAR GUJARAT 383001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CSBK0001274 is used.
Why every CSB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HIMMATNAGAR of CSB Bank Limited — its own 11-character IFSC. The code CSBK0001274 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CSBK0001274 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC CSBK0001274
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CSBK0001274 across all three.
NEFT to CSB Bank Limited, HIMMATNAGAR using IFSC CSBK0001274
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CSBK0001274, and confirm that the system picks up CSB Bank Limited – HIMMATNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HIMMATNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at CSB Bank Limited's HIMMATNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CSBK0001274 while initiating the transfer and the credit will appear within minutes.
IMPS to CSB Bank Limited HIMMATNAGAR (IFSC CSBK0001274)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CSBK0001274 in your mobile or internet banking app, and the money is credited to the HIMMATNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CSBK0001274 for CSB Bank Limited – HIMMATNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CSBK0001274 | Yes – CSBK0001274 | Yes – CSBK0001274 |
For most retail customers crediting the Himmatnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CSBK0001274
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at CSB Bank Limited – HIMMATNAGAR is still mapped to IFSC CSBK0001274. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CSBK0001274 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Himmatnagar branch is mapped to IFSC CSBK0001274 on the RBI payments network. The branch generally supports the full retail product catalogue of CSB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CSBK0001274.
Products and services
Customers walking into the Himmatnagar branch can access most of CSB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CSBK0001274
MICR & cheque-truncation details
Cheques drawn on the Himmatnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CSBK0001274 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Himmatnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CSBK0001274 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC CSBK0001274
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to CSB Bank Limited – HIMMATNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CSBK0001274. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Himmatnagar branch sits at GROUND FLOOR SHOP NO 1 2 3 SHYAM ARCADE SAHAKARI JIN ROAD MOTIPURA HIMMATNAGAR GUJARAT 383001. If you are travelling from outside Himmatnagar, search for the branch on a maps application using the bank name and locality, or call 91-9072211274 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CSBK0001274 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC CSBK0001274 for CSB Bank Limited – HIMMATNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Himmatnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CSBK0001274 continue to work without interruption.
Branch address & contact
CSB Bank LimitedHimmatnagar Branch
GROUND FLOOR SHOP NO 1 2 3 SHYAM ARCADE SAHAKARI JIN ROAD MOTIPURA HIMMATNAGAR GUJARAT 383001
Himmatnagar, Gujarat
Phone: 91-9072211274
IFSC: CSBK0001274
Frequently asked questions
Is IFSC CSBK0001274 valid for NEFT and RTGS?
Yes. IFSC CSBK0001274 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using CSBK0001274 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to CSB Bank Limited – Himmatnagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Himmatnagar branch but serve different purposes.
How do I add CSB Bank Limited Himmatnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CSBK0001274, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is CSB Bank Limited Himmatnagar branch located?
CSB Bank Limited's Himmatnagar branch is located at GROUND FLOOR SHOP NO 1 2 3 SHYAM ARCADE SAHAKARI JIN ROAD MOTIPURA HIMMATNAGAR GUJARAT 383001, Himmatnagar, Gujarat.
Can I use IFSC CSBK0001274 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CSBK0001274 to send funds instantly.
What is the phone number of CSB Bank Limited Himmatnagar branch?
You can reach the branch at 91-9072211274 during regular banking hours.
Does CSB Bank Limited Himmatnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072211274 to confirm.
Summary
The IFSC code CSBK0001274 belongs to CSB Bank Limited's HIMMATNAGAR branch, located at GROUND FLOOR SHOP NO 1 2 3 SHYAM ARCADE SAHAKARI JIN ROAD MOTIPURA HIMMATNAGAR… in HIMMATNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
